Rating based on 37 reviews


Loans for Bad Credit offered by Finance Wizzard

Finance Wizzard banner
image of Finance Wizzard

About Finance Wizzard

Are you looking for bad credit personal loans? There are many companies throughout South Africa that are available.

To get a bad credit loan is easy. At Finance Wizard we offer the luxury of online services and all of our applications are done via fax or email.

Easy bad credit loans

Taking out a normal loan with bad credit can be difficult. Getting a loan from us while you have bad credit is easy and because we are an online application and services we can respond in a short time after applying. Applying at other companies and having bad credit becomes difficult because they have to comply with NCR rules and regulations and applying for an unsecured personal loan is both high risk and if possible it depends on how bad your credit score is. we are here to help you get back on your feet financially.

What Finance Wizzard can offer you

If you apply at a secured provider and use your house, car or any valuable assets as security it becomes easier and even if you have very bad credit you would be still able to qualify.

People who are under debt review or administration can’t apply for a second bond because of NCR regulations. Make sure before taking part in debt restructuring, it can cause slim chances of letting you qualify for credit facilities.

Assistance and requirements

Unfortunately, we are not able to assist if you do not comply with our requirements. You have to be employed for a minimum of 3 months and the contract must state the starting date to the end date. Also, you have to be 18 and over but not older than 65, and we cannot assist any self-employed people, pensioners, temporary workers, subcontractors or when your salary is being paid in cash.


In a Nutshell

  •  Online application


At Finance Wizzard we make getting a bad credit loan easy

They say you can choose your friends but you can’t choose your friends, well with us you are already part of our family.

If you find yourself in an urgent financial situation, when you have joined our family you will have the benefit of free consistent telephonic or electronic consultations.

Your relations are our speciality

Here at Finance Wizzard, we will treat you like family. We have established boutique family businesses in our companies to form personal relationships and we love that because that is our speciality. You will never be just a number or get lost in the crowd. We guide you through all your financial needs.

What benefits, you ask?

Benefits that will help you take control of your finances or receiving legal guidance to improve your credit record and even legal support when legal actions have taken place.

Become part of our family it’s easy

You can send us an online message or give us a call. Just tell us what you need because your needs are important to us. We have even added a map direction so you can come and give us a visit.

We understand that everything is difficult at this time in your life so we made sure to give you the easiest loan application to become part of the family. Complete the form online and we will do the rest. Remember to fill in the form as accurately as possible. You will receive a same-day response from us so sit back and relax. To be part of our family you have to be 18 of age or older.


Eligibility & Requirements

  •  18 years or older
  •  ZA resident
  •  Employed full-time
  •  Photo ID
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • BAD Credit Loans
  • QUICK Loans

Customer Reviews & Testimonials

October 2019

I can’t say thank you enough for Finance Wizard for getting me the loan I needed so much. You got me out of a bad situation and turned my financial crisis around.

Normari G
— Prieska —

August 2019

Quick to respond to services. I say they have reached their goal of becoming number one of service providers.

Jason K
— Grahamstown —

 Find us here


83 Hatfield St, Highveld
Pretoria
0083
South Africa

 Opening hours


  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed

 Get in contact


Similar Lenders offering Loans for Bad Credit

Loans Inc

Loans Inc

  • Interest from 25%
  • Loans up to R50,000
  • Term up to 60 months
View More
Low Budget Loans

Low Budget Loan...

  • Interest from 28%
  • Loans up to R3,000
  • Term up to 6 months
View More
SA Cash Loans

SA Cash Loans

  • Interest from 23%
  • Loans up to R150,000
  • Term up to 60 months
View More
Ayoba Loans

Ayoba Loans

  • Interest from 28%
  • Loans up to R250,000
  • Term up to 60 months
View More