Rating based on 27 reviews

Loans for Bad Credit offered by Hopon Loans

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Hopon Loans is a registered credit provider with South Africa’s National Credit Regulator: NCRCP201

About Hopon Loans

Hopon Loans is a South African lender that offers a range of flexible and affordable bad credit loans.

Our business revolves around good customer service and a super fast loan turnaround time - which ensures that our customers are taken care of in the best possible manner and as quickly as possible.

Lending does not have to be complicated

It doesn’t have to take days and it does not have to be stressful. Whether this is the first time you're taking out a fast loan or the third - we can offer you great personal loan rates and flexible terms - 100% online. We are a responsible lender and will always ensure you can afford the credit you are applying for before approving your application.

What Hopon Loans can offer you

We believe that people with bad credit are unnecessarily overlooked and that they should be able to access credit just like any other.

If you need a loan of up to R 50,000 - apply today and we will certainly tailor a package to meet your individual needs.

Transparency towards our customers

Hopon Loans is a transparent lender and will always clearly indicate the interest rate that will be applied to your loan. Our loans range from 60% to 112% APR and we offer loan amounts from R 5,000 to R 50,000. We offer loan terms of between 7 and 36 months and will always conduct an appropriate affordability check prior to approving a bad credit loan.

Interest Rate

From 0 %

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Repayment Term

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Instant loan approval means instant cash! And we are here to provide you with exactly that

Before filling out our online loan application form we recommend that you make use of our simple loan slider to find out what a personal loan will cost and how much you will be expected to pay back per month.  

If you're looking for speed and simplicity than you need to use us!

We customers a much easier and faster way to get a quick cash loan - via our modern and optimally secured online system. With Hopon Loans you can now apply for a loan 100% online and have it approved and credited on the same day.

Contact us for speedy help when you need it

Our professional administrative support staff are available to assist you with completing your loan application over the phone or online. You can contact us easily by email or telephone and rest assured that your query will be resolved in a professional manner - FAST!

‘Efficient’ is our middle name

Modern advancements in technology have allowed us to streamline lending for us and for our customers. Our online system has been making lending simpler since 2015 and allows for more accurate and more efficient decision making. No more time wasting from long, tedious bank queues or mountains of paperwork for you to complete. Simply complete our online application from your Smartphone, Tablet or personal computer and you can expect an answer in minutes. Take finance into your own hands today!

A lender you can put your trust in

We believe that responsible lending can empower our customers and assist them to achieve their goals in a risk-free manner. ‘One-size-fits-all’ is not our approach – we create individual loans for our customers to ensure that you borrow on your terms. You know what you need and what you can afford which is why we will never allow you to borrow more than what you can handle to repay. We are committed to responsible lending and want nothing more than for you to meet your goals.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Active email address
  •  Mobile
  •  Bank statements

Other Products & Services

  • BAD Credit Loans
  • QUICK Loans
  • PERSONAL Loans

Customer Reviews & Testimonials

December 2018

Finally, a website that is easy to use and navigate! Thanks for the simplicity!

Eric D
— Cape Town —

February 2019

Cash I needed without the long wait! Hopon Loans comes high on my recommendation list!

Andrea C
— Port Elizabeth —

 Find us here

Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road, Mountain View
Houghton Estate
South Africa

Postal Address

P.O. Box 31841, Braamfontein, 2017, South Africa

 Opening hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 17:00

 Get in contact

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