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Loans Inc

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About Loans Inc

Do you feel like you can never just get on top of your finances? Loans Inc has a range of flexible short-term loan solutions designed to meet any short-term financial need that you may have.

From paying bills that are late to purchase tickets for a concert our loans can get you what you want quickly.

We're unique in every way

Everything about Loan-Inc is different. From our quick loan products and rates to the way we deal with customers - it's fair to say that we're simply one in a million! We pride ourselves in serving our customers with affordable personal loans that are flexible enough to work with your budget and financial situation.

What Loans Inc can offer you

At Loans Inc we offer loans for blacklisted that range from R 1,000 to R 50,000 and we customize our interests rates to meet the applicant's credit status.

We offer loan terms from 3 months to 60 months and determine the ideal term for customers based on income.

Online solutions to everyday problems

We have a range of quick credit options that you can access with simplicity and easy. Pay that telephone bill, fix that water leak or stock your pantry up by taking out an affordable loan with us today. All our applications are made online and will be processed within 24 hours.  

Interest Rate

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Loan Amount



Repayment Term

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

Take control of your finances your way – we offer a variety of loans with flexible options

As a responsible lender, we will need to run a few identity and affordability checks before approving you for a personal loan and we cannot help people who are under debt review, bankrupt or those who have applied for debt counselling.

Get a loan of up to R 50,000

You can choose a loan term that ranges from 3 months to 60 months and a loan amount of up to R 50,000. If you want lower monthly installments than you need to choose a longer loan term. If you want to pay less in interest you must select a shorter loan term.

Professional customer support all the way

When you apply for a loan with Loan Inc you can rest assured that you application will be attended to in a professional manner. As soon as we receive you supporting documents and completed application form we will begin processing your bad credit loan and inform you of the outcome within a few minutes.

Secured, unsecured – we have them both!

At Loans Inc we offer both secured and unsecured loan options. This means that even if you do not own property or a vehicle, you are still able to access the finance that you deserve. With a secured loan you will be required to provide either your property or vehicle as security. However, you will be able to access higher borrowing amounts at lower rates. Whereas, with an unsecured loan, you will have access to lower borrowing amounts at higher rates but without having to provide any form of security. The type of loan that you choose will depend on your personal preferences and your current financial standing.

Calculate your way into a brighter future

Getting the ball in motion has never been easier than with the assistance of Loans Inc. With our online calculator, our customers are able to determine the most affordable borrowing amount and term for their individual circumstances. This can be done by assessing their past, current and future financial circumstances in order to see what the highest repayment amount they can afford to repay will be. Take control of your finances and place yourself on the path to a brighter future.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Cash Loans
  • Payday Cash Loans
  • Quick Cash Loans
  • Easy Cash Loans
  • Instant Cash Loans
  • Online Cash Loans
  • Fast Cash Loans

Customer Reviews & Testimonials

Contact Details

  •  086 722 7110
  •  086 722 7203
 Visit Website Apply Directly


 Physical Address

  • 4 Briza Rd, Cape Town, Bloubergstrand, 7441, South Africa

Opening Hours

  •  Monday 08:00 – 16:00
  •  Tuesday 08:00 – 16:00
  •  Wednesday 08:00 – 16:00
  •  Thursday 08:00 – 16:00
  •  Friday 08:00 – 16:00
  •  Saturday Closed –
  •  Sunday Closed –