Rating based on 20 reviews

Loans Inc


  • Loans bad credit up to R50,000
  • Low-interest starting from 25%
  • Repayment up to 60 months

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Loans Inc homepage

Author Loans Inc. Screenshot of Loans Inc website. [Accessed April 30, 2018]

About Loans Inc

Do you feel like you can never just get on top of your finances? Loans Inc has a range of flexible short-term loan solutions designed to meet any short-term financial need that you may have.

From paying bills that are late to purchase tickets for a concert our loans can get you what you want quickly.

We're unique in every way

Everything about Loan-Inc is different. From our quick loan products and rates to the way we deal with customers - it's fair to say that we're simply one in a million! We pride ourselves in serving our customers with affordable personal loans that are flexible enough to work with your budget and financial situation.

What Loans Inc can offer you

At Loans Inc we offer loans for blacklisted that range from R 1,000 to R 50,000 and we customize our interests rates to meet the applicant's credit status.

We offer loan terms from 3 months to 60 months and determine the ideal term for customers based on income.

Online solutions to everyday problems

We have a range of quick credit options that you can access with simplicity and easy. Pay that telephone bill, fix that water leak or stock your pantry up by taking out an affordable loan with us today. All our applications are made online and will be processed within 24 hours.  

Loans Inc Loans bad credit

  • Loan Type Loans bad credit
  • Interest Rate from 25%
  • Loan Amount up to R50,000
  • Repayment 90 days to 60 months

Benefits of Loans Inc

  • Fast loan approvals
  • Quick and easy loan applications
  • Bad credit loans up to R50,000

Loans bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Take control of your finances your way – we offer a variety of loans with flexible options

As a responsible lender, we will need to run a few identity and affordability checks before approving you for a personal loan and we cannot help people who are under debt review, bankrupt or those who have applied for debt counselling.

Get a loan of up to R 50,000

You can choose a loan term that ranges from 3 months to 60 months and a loan amount of up to R 50,000. If you want lower monthly installments than you need to choose a longer loan term. If you want to pay less in interest you must select a shorter loan term.

Professional customer support all the way

When you apply for a loan with Loan Inc you can rest assured that you application will be attended to in a professional manner. As soon as we receive you supporting documents and completed application form we will begin processing your bad credit loan and inform you of the outcome within a few minutes.

Secured, unsecured – we have them both!

At Loans Inc we offer both secured and unsecured loan options. This means that even if you do not own property or a vehicle, you are still able to access the finance that you deserve. With a secured loan you will be required to provide either your property or vehicle as security. However, you will be able to access higher borrowing amounts at lower rates. Whereas, with an unsecured loan, you will have access to lower borrowing amounts at higher rates but without having to provide any form of security. The type of loan that you choose will depend on your personal preferences and your current financial standing.

Calculate your way into a brighter future

Getting the ball in motion has never been easier than with the assistance of Loans Inc. With our online calculator, our customers are able to determine the most affordable borrowing amount and term for their individual circumstances. This can be done by assessing their past, current and future financial circumstances in order to see what the highest repayment amount they can afford to repay will be. Take control of your finances and place yourself on the path to a brighter future.

Customer Reviews & Testimonials

December 2018

Loans Inc helped me to pay the medical bills that were stacking up. Thank you for the fast and effective assistance!

Michelle M
— Bloemfontein —

January 2019

Exceptional service from a wonderful lender! They never seize to surprise me!

Janine B
— Cape Town —

March 2019

The answer that I was looking for with my financial problems!

Sipho P
— Worcester —

April 2019

Service that I needed for the money that I deserve! Thank you for being different from the other lenders.

Aamina L
— Pietermaritzburg —

May 2019

The finance I needed when I needed it most! Thanks to your fast response I was able to get my financial crisis under control within a few hours!

Ashleigh C
— Windhoek —

Loans Inc Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed