Rating based on 32 reviews


Loans for Bad Credit offered by Low Credit Loans

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About Low Credit Loans

Are you blacklisted or have a bad credit history but still need to find finance fast to solve a crisis?

Look no further than Low Credit Loans that offer fast easy finance up to amounts of R150 000 with a simple straightforward application process that takes minutes to complete.

Loans even if you are blacklisted

Many South Africans are now choosing to apply for personal loans online and if there are judgments or they are blacklisted, lenders are still offering them finance as long as they can prove they are able to afford loan repayments. If you have been declined in the past then enjoy a customer-oriented service for loans dedicated to helping our clients get approved and fast at that.

Smart easy online loan applications process

Low Credit Loans leads the way in offering a variety of smart loans to suit South Africans and we fully understand that in many cases people have been wrongly blacklisted or have credit records that are out of date. With most banks being extremely strict about lending criteria you are more than likely going to be declined and you can waste time and money even trying in the first place.

What Low Credit Loans can offer you

With the spiralling costs of living many families have landed themselves into financial hot water getting behind with creditor payments.

It is stressful finding letters of demand and getting calls at all hours from debt collectors and many opt to go for debt review.

Apply for a loan online with Low Credit Loans

Low Credit Loans recommend trying the option of debt consolidation loans and as long as you meet the necessary criteria, you can combine all small creditor payments into one easy to manage instalment. Even if you know you have a bad credit record don’t let that stop you from trying before throwing in the towel and going on debt review which can be a draconian and unpleasant experience.

Enjoy quick turnaround times for personal loans

Our personal loans, payday loans, and low credit loans all have an easy application process and instead of biting your nails for a week waiting to hear whether you are declined or approved, look forward to low turnaround times that can be within 24 hours. The process of getting bad credit loans is far simpler than applying for second bonds at the bank which is not always approved either, particularly if your home does not have sufficient equity.


In a Nutshell

  •  Online application
  •  Bad credit consideration


Get a quick and easy bad credit loan with Low credit loans

With low credit loans and blacklisted loans, you need far less information to apply, and if you meet the requirements for affordability then you are apt to get a positive answer fast.

Debt consolidation online loans

The most popular reasons many South Africans apply for personal loans are to consolidate debt especially when they are finding it difficult to maintain multiple accounts. With one affordable payment, you will also find you save on interest rates especially on credit cards which can be exorbitantly high.

Fast & easy application for bad credit loans

There are many reasons people will choose personal loans and apply online. One of the foremost is the ease of the application process which is completely anonymous, the prompt turnaround times, and far less information required compared to banks and financial institutions. As long as you have the most important information to apply which are:

  • Proof of being employed and employment history,
  • Proof of the amount of money you are earning in the form of pays sheets or payslips,
  • Proof of permanent residence and length of stay,
  • Your South African identity document or passport.

You should get a positive response to your loan applications.

Apply for finance online with confidence

Naturally, you will also need to supply personal details and contact numbers such as cell numbers and home numbers which are common to almost every application anyway. Before finally submitting the personal loan application please always read the terms and conditions carefully because this not only acts as your digital signature, but they are equally important to know as well.

Work out how much cash you need and what you can afford to pay in instalments, and then apply for the personal loan with Low Credit Loans and be pleasantly surprised at the outcome.

You can qualify for personal loans even with a bad credit history

Bad credit and blacklisted personal loans are available for many South Africans and few even know that they can qualify, thinking that being blacklisted is the end of ever getting any sort of finance.

Why not try our expert services to and get the finance you need in bad credit loans, and at Low Credit Loans we know you will be so delighted with the results, you will not hesitate to share your experience with other South Africans that also need financial help.


Eligibility & Requirements

  •  18 years or older
  •  ZA resident
  •  Employed full-time
  •  Self-employed
  •  Active ZA bank account
  •  Photo ID
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • BAD Credit Loans
  • PERSONAL Loans

Customer Reviews & Testimonials

June 2019

Awesome service and fast approval are what I was happy to get when using Low Credit Loans for my personal loan. Leave the rest and now try the best!

Jason R
— Cape Town —

August 2019

Awesome service and fast approval are what I was happy to get when using Low Credit Loans for my personal loan. Leave the rest and now try the best!

Rentia B
— Germiston —

 Find us here


106 Adderley St, Cape Town City Centre, Cape Town
Western Cape
8001
South Africa

 Get in contact


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