Rating based on 27 reviews


Loans for Bad Credit offered by SA Cash Loans

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About SA Cash Loans

At SA Cash Loans we truly care about our customers and are able to offer those who are blacklisted access credit when they need it the most.

As a reliable and transparent lender that will always ensure you understand the processes and costs involved in taking out a bad credit loan, we're SA's no.1 online lender.

Saving you time and getting you approved fast

We process loans fast and offer a simple 10 minute online loan application to people who have bad credit and need an alternative way to access credit. The majority of our loans are processed and approved online without the customer having to come out and see us.

What SA Cash Loans can offer you

SA Cash Loans' application processes are fast and simplified and customers can enjoy all this online.

Whether you're looking for a small loan or a bigger loan for debt consolidation - we can provide you with the most flexible and suitable product.

Loans of up to R 150,000 online

Our loans range from R 1,000 to R 150,000 with loan terms of between 6 and 60 months to suit any income, budget and loan amount need that you may have. We're confident in the quality and affordability of our bad credit loan products and will always go the extra mile to ensure great customer service.


Interest Rate

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment


With a short application you can find yourself en-route to a brighter financial future

We offer small and large personal loan amounts, affordable interest rates and fast service that’s always delivered with a smile; with us - you're dealing with a professional company that will meet your needs when other can't.

We make applying for a loan EASY!

While large banks may make it difficult to apply for a loan - SA Cash Loans makes it as simple as possible and will even assist you in completing your online loan application quickly and accurately . When you apply with us you only need to take about 10 minutes to complete the application and we'll get back to your in minutes.

If you want to apply for a bad credit loan with us we will need 4 supporting documents namely, your ID, a recent utility bill, 3 month banks statements and your most recent pay slips. You must then complete our online loan application form and upload the aforementioned supporting documents to have us process your request.

Unsecured loans for your convenience

Another problem with modern lenders and financial institutions is that they want collateral for every loan that they agree to. We are not the same in this regard either. We offer both secured and unsecured loans meaning that even if you do not own a vehicle or property, you can still apply for one of our loans with the secured loan option. While secured loans do have smaller borrowing amounts and higher interest rates, they are still a viable lending option if you choose the right repayment strategy.

Repayments done the way you like it

We believe that the borrower should be in control of their loan. You understand you best which is why we have made our loans as flexible as possible allowing the borrower to decide on the repayment term, frequency and amount. We also allow for early repayment at no additional cost. This means that if you have some additional money lying around you can repay your loan earlier saving you money on interest in the long run. We are all for the personal development of our customers which means we will do anything in our power to ensure that you are placed in a better financial position.


Eligibility & Requirements

  •  Over 18 but under 65
  •  Credit check
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • PERSONAL Loans
  • DEBT Consolidation Loans
  • BAD Credit Loans

Customer Reviews & Testimonials

January 2019

I felt so in control of my loan with SA Cash Loans. Previously lenders would dictate terms and repayments to me that I was not satisfied with. It felt good to take control of my own financial wel...

Ashrudeen D
— Mitchell’s Plain —

March 2019

Unsecured loans that are easy to understand and affordable; SA Cash Loans is a lender for South Africans that understand exactly what we need.

Asisipho T
— Kimberley —

April 2019

As a single mother, I do not get much time for mundane chores such as taking trips to the bank. SA Cash Loans and their easy online application were my salvation!

Aviwe K
— Bloemfontein —

 Opening hours


  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed

 Get in contact


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