Rating based on 1,215 reviews
About Cash Flow Capital
We are a reliable provider of flexible business loans that take into account your needs and financial status as a unique entity.
We don’t believe in the "one size fits all" rule and are especially skilled in offering support and finance to non-traditional businesses who don't fit the mould.
Getting to know you and developing a relationship
At Cash Flow Capital we believe that developing long term, sustainable and mutually beneficial relationships with our customers is what truly sets us apart from our competitors. We take the time to get to know you and to understand your business and it's needs before tailoring a business loan just for you.
What Cash Flow Capital can offer you
We offer affordable business finance to small, medium and large South African businesses that are tailored to your business turnover.
This means that we do not offer a fixed loan term but will have you repay your loan via a direct debit order which will take a percentage of your daily turnover.
What you can use a cash flow capital loan for
We do not place restrictions on what you can use you business loan for - be it an expansion, to purchase stock or new equipment or for working capital our unique products are designed to be flexible enough to cover a range of purposes. Our fast approval loans range from R 50,000 to R 1 million and over.
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In a Nutshell
- Average processing time 72 hours
- Online application
- In-store application
Get your tailored business finance solution online
In order to apply for a business loan with Cash Flow Capital, you must own an existing business that is currently operating and generating a stable turnover.
To find out if you qualify you can fill in our quick qualification assessment form on our website. This will ask you how long you’ve been in operation, your current annual turnover and how much you're looking to borrow.
Apply online or call us
To apply for a business loan you can call us during business hours and our consultants will assist you to launch an application. You can also find out more about our loan products and find out if we have a suitable solution for your business and if you qualify. You can also apply for a loan online and we will typically approve and credit the money within 72 hours.
Can I apply for two business loans at the same time?
Applying for two business loans in one thing, getting approved for the actual business credit plan is an entirely different ball game. We have to check whether you can afford a secondary advance before we approve your credit request.
It is important that your business performs favourably so that qualifying for two loans doesn’t prove to be difficult. On the other hand, if we see that the organization isn’t doing all too great, we might have to decline your loan application.
The last thing we want is to bombard you with unnecessary loans that will only stain your credit profile. As an entrepreneur, you have to do everything you can to protect your credit profile. In essence, you will never know when you might need a loan in the future so it is important that your credit profile is always of a good report.
When can I pay my business loan?
The client can decide on a debit date that is suitable for his budget. It is the responsibility of the customer to always ensure that there is sufficient money on their bank account on the agreed upon debit order date.
Eligibility & Requirements
Other Products & Services
- Business Financing
Customer Reviews & Testimonials
Applying for a business loan at Cash Flow Capital was easy and convenient.
— Belfast —
The time it took for the Cash Flow Capital agents to get back to me after my business loan application was only a few hours.
— Krugersdorp —
Thanks to Cash Flow Capital, I was able to open my business and live my dream!
— Randfontein —