Rating based on 29 reviews

Express Business Capital


Express Business Capital homepage

Author Express Business Capital. Screenshot of Express Business Capital website. [Accessed February 27, 2020]

About Express Business Capital

We all need that partner that will walk beside us when things get tough and it becomes a struggle. Express business capital is that partner.

We are here to help grow your small business and make it a profitable one for you. Taking that first step is all up to you.

The company founders

Founded by South African entrepreneurs that had confidence in our economy, Express business capital was born. Our belief in the future of the SME sector in South Africa stems from the faith we have in the entrepreneurs of this beautiful country.

What Express Business Capital can offer you

Going more than a mile with a client is what we are about.

That all-important business venture and seeing it grow is what motivates us here at EBC. It is always worth your while when you can rely on a company that values your hard work.

So what are we looking for?

Your future turn over gets bought by us today in cash. Having a look at your average turnover we can then determine the amount of cash that your business qualifies for. An agreement is then made on the repayment amount and how long. Apply for a business loan today, it's quick and easy.

Express Business Capital Business loans

  • Loan Type Business loans
  • Decision 72 hours

Benefits of Express Business Capital

  • Quick and easy loan applications
  • Flexible repayment options
  • Quick and easy loan applications

Business loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

When you need a quick business capital funding, we are here to help you

All you need to do is complete the online form and we will get back to you as soon as possible.

Certain information will be required from you on your most recent trade history so that the health of your business can be assessed.

Meet the following criteria:

  • Your business must have regular transactions
  • Must be trading for 6 months or longer
  • Your monthly turnover should be from R150 000 or more
  • You can get an advance from R50 000 to R200 000
  • Pay the full amount over a period of 11 months
  • Must do credit checks
  • Must supply six-month bank statements
  • Should have 6 months POS statements/ card payment record

When your loan application is done, then we can give you an answer within 2-4 days letting you know if your loan has been approved. Then within 72 hours, you should have money in your account. For any further inquiries, you can call or email us at any time.

EBC business loans

Accessing traditional business loans is not always easy and because we ourselves are entrepreneurs, we understand the frustration that comes with that. If you continue to trade, you continue to generate turnover and that is what Express Business capital is all about. Your company has a future turnover that can be assessed by looking at the company’s financial statement.

Customer Reviews & Testimonials

September 2019

My small shop could not get off the ground until someone referred me to EBC, and they have exceeded my expectations. I now have a thriving business and I am so glad

Bryan L
— Pinetown —

June 2019

Nothing beats that feeling when things start falling into place. That is how I felt with EBC when my loan was approved. I literally jumped for joy. Thank you

Haylee J
— Port Alfred —

Express Business Capital Contact Details

Physical Address

  • 23 George Storrar Dr, Groenkloof Pretoria Gauteng 0181 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed