Rating based on 46 reviews



  • Business loans up to R1,500,000
  • Low-interest up to 28%
  • Repayment up to 10 years

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Lulalend homepage

Author Lulalend. Screenshot of Lulalend website. [Accessed February 27, 2020]

About Lulalend

Lulalend has been around since 2014 and was founded by business partners Trevor Gosling and Neil Welman.

In order to give you the best possible funding, we have to take into account the health status of your business together with your credit score. Using our cutting edge Lulalend scoring technology we are able to give you the funding you need.

Who is Lulalend?

Lulalend is all about making a big difference in small businesses. We are more than a company, we believe in the power of small businesses. We strive for excellence and making a difference and creating a better solution for small business funding. We love seeing South African businesses grow and we have a good time doing it.

What are Lulalends principles

Small businesses are the key to the local economic success and it deserves an easy and inspiring lending experience. Time is money, so our products and services are designed to keep business owners moving.

What Lulalend can offer you

Our funding terms and costs are always transparent and understandable.

We have specialists available to answer any of your questions because we know how important it is to have someone to speak with about financing.

Free online application

Loan applications are done online within minutes. You let us know what funding you are looking for and enter personal or business-related information. You will then upload your recent bank statements or link your bank account via the internet. Or call us and then we can assist you in getting your application underway. Remember that your information is secure with us.

Quick application response

We use real-time scoring technology so that we can evaluate your business to get you the best funding. You will get a decision within minutes. You can choose your access your credit now or later.

Lulalend Business loans

  • Loan Type Business loans
  • Interest Rate 28%
  • Loan Amount up to R1,500,000
  • Repayment 3 years to 10 years

Benefits of Lulalend

  • BUSINESS Loans
  • BAD Credit Loans

Business loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a quick business loan within 24 hours

Our aim is to have funds in your bank account within 24 hours.

You can repay in instalments over 6-12 months. We believe in cost transparency and making sure that it's easy to understand. You will know exactly how much must be repaid.

How do I know if I qualify?

Your business must be trading for a year or more. The business must be making an average of R500,000 or more. It must be a South African based business.

Everything you need to know, right here

Information is easy to come by in this day and age. With technology advancing all the time and innovative methods that are brought forth. How can we not evolve with it? At Lulalend we are all about focusing on growing and evolving and finding different funding solutions for small businesses, long and short-term loans. It starts with you making that first crucial step. Filling out the online application form.

You can fill in the application form online and then simply follow the steps. Remember that you will also have to attach recent final information. It takes less than 8 minutes to complete. And is processed within 24 hours given that you have attached all the necessary documents.

Visit our website or call us if you have any more questions.

Customer Reviews & Testimonials

July 2019

It was the easiest and quickest funding I received. Great service even though things are done online, they still give a personal touch through their call centres

Devon R
— Soweto —

April 2019

I was surprised at how easily I understood everything. They didn’t use jargon that I couldn’t understand and would still take the time to break everything down. I loved it.

John H
— Boksburg —

Lulalend Contact Details

Physical Address

  • 3rd Floor Pier Place, Heerengracht St Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed