Rating based on 43 reviews

Mettle Merchant Finance


  • Business loans up to R2,000,000
  • Low-interest starting from 18.6%
  • Repayment up to 7 years

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Author Mettle Merchant Finance. Screenshot of Mettle Merchant Finance website. [Accessed April 30, 2018]

About Mettle Merchant Finance

Mettle Merchant Finance is uniquely aware of the funding needs of South African SME's and is able to fill this gap in the market with exceptional products that are flexible enough to meet the needs of a variety of business types.

With us, you'll get affordable and flexible business finance in a fraction of the time!

Simple products - convenience and affordability

We have a simple 3-step loan application procedure that will have you business loan credited to your account in just 5 days or less. You can apply for a loan online and save a whole lot of time or call us to find out more about our short term loans and flexible business finance options.

What Mettle Merchant Finance can offer you

Mettle Merchant Finance offers South African SME's business loans that can be utilized to bridge cash flow gaps and shortages, cover unexpected expenses, purchase new equipment or stock, deal with suppliers ever-changing payment terms and even leverage the cash to grow your business.

A viable alternative to traditional bank loans

Our short term loans or, working capital loans are a viable alternative to traditional bank finance and can be obtained in a fraction of the time and 100% online. Our loans are tailored to meet the needs of each individual clients, come with great rates and flexible terms.

Mettle Merchant Finance Business loans

  • Loan Type Business loans
  • Interest Rate from 18.6%
  • Loan Amount up to R2,000,000
  • Repayment 24 months to 7 years

Benefits of Mettle Merchant Finance

  • SHORT-TERM Loans
  • BUSINESS Loans

Business loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Apply for short-term business fnance with Mettle, its flexible and affordable

At Mettle we're aware of just how important affordability is for an SME - usually the difference between long term success and failure so, we will always ensure all applicants have been in operation for a decent period of time and are able to afford the repayments on the business loan with ease.

No security required with Mettle

With us, you will not have to put up security to have your loan approved so long as you are able to show us a good credit history and a strong financial history of a minimum of 12 months. We will evaluate you on an individual basis and contact you to request all the necessary supporting documentation as soon as your application has been processed.

Only apply for the exact amount you need

The reason we want our clients to only apply for the exact amount that is needed is so that they don’t find themselves in a situation where they are struggling to repay the business loan. Regardless of how much you might want your business loan approved, it will not help you in any way if you will skip your payments in the future due to lack of affordability.

While you might be looking to ensure that your business never runs at a loss, there is no guarantee as to when you might need a loan. It is best to always keep your credit profile in the right financial state so that you don’t find yourself in a financially compromising position in the future.

Is there anything I can do to ensure I get a quicker response time?

After applying for a business loan, we will ensure that we attend to your credit request on the very same business day. There is no waiting period as you will know everything in a short while after making your business loan application.

We don’t like making our clients wait on their credit requests and that is why we do our utmost best to give them feedback within hours of making an advance application.

Customer Reviews & Testimonials

February 2019

Applying for a Mettle Merchant Finance business loan took me less than 15 minutes to complete.

Noziwe M
— Eastern Cape —

May 2019

I was happy to find that the interest rates at Mettle Merchant Finance were reasonably affordable.

Kenneth Q
— Richards Bay —

Mettle Merchant Finance Contact Details

Physical Address

  • Floor 1, Mettle Building, Willie van Schoor Avenue Cape Town Bellville 7530 South Africa
  • Get Directions

Opening Hours

  • not available