Rating based on 43 reviews


Credit Cards offered by Absa Bank

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Absa Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7


About Absa Bank

ABSA Bank is South Africa's largest and most trusted banking institutions.

In 1991 ABSA was founded as a result of a massive merger between 4 large banks after which a rebranding in 1998 saw the bank rise to new heights. We deliver modern, flexible and reliable lending and banking services to South Africans nationwide.

We help you achieve great things

Our primary goal is to help our customers achieve their goals and dreams and we do this by providing them with world-class lending and banking solutions including home loans, car loans, credit cards personal loans and modern banking solutions. If it's progress you're looking for,  choose Absa to stand by you, when it counts.

What Absa Bank can offer you

Absa Bank offers a full range of flexible products and services including one of South Africa's largest ranges of home loan products, flexible credit cards for students, business owners and people who want to get more out of their everyday spending and online banking that makes life that much easier.

Our range of credit cards

Absa Bank has a range of premium credit cards that are ideal for anyone - from the student looking for a better way to make their purchases to the avid traveller looking to big rewards for their flights. We offer credit cards for everyday use, co-branded cards such as Virgin Money and Avios as well as a student credit card.


Interest Rate

From 0 %


To 0 % Per annum

Here’s a short video about Absa Bank


In a Nutshell

  •  Available cards
    • Affinity Credit Card
    • British Airways Credit Card
    • Avios Credit Card
    • Virgin Money Credit Card
    • Student Credit Card
  •  Rewards
    • Access to Bidvest Airport Lounges
    • 57 days interest free purchase periods
    • Extended retailer and manufacturer warranty
    • Free basic travel insurance
    • Excusive Visa and Mastercard offers
    • Absa Rewards
  •  Interest ranges From 19.30% to 23.70%
  •  Interest-free purchase periods 57 days interest free purchases
  •  Annual fee ranges From 0 to R 480.00 per annum
  •  Average processing time 1 week
  •  Online application
  •  In-store application


Apply for a credit card to simplify your finances & enjoy the extra added benefits

We offer Absa Bank customers credit cards that are designed to work for you.

Our Absa Platinum credit card is designed for those high-income earners who are looking for added purchase protection, access to Airport Lounges and a range of fantastic rewards for their everyday spending.

To qualify for this credit card you must earn over R 25,000.00 per month, be over 18 and be a South African citizen or resident.

The Absa Transact credit card

This is one of our most popular credit cards and offers people who are earning between R 2,000 and R 4,000 - 57 days of interest-free purchases, fixed monthly repayments, basic travel insurance and helps you slowly build up a good credit history.

If you're looking to get a mortgage or apply for a vehicle loan and have no credit history this may be the ideal card for you! 

Earning rewards for spending

How great would it be to know while you are spending money you are earning it at the same time? Well, all you have to do is own a debit card or a credit card. Then all you have to do is apply online for your internet banking and start spending. With the rewards you can choose how to spend it there are a few options you can choose to turn your points into Airtime or transfer the money into your account. You can add it to trust or even donate your cashback earnings from your reward to charity the choice is up to you.

Using your app

Once you have registered with Absa bank you can download the application. It Will be your best friend with this app you can do a whole bunch of things and at the same time making sure that you keep track on your account. Once you upload the account you will be able to keep track of your bank account how much you spend and make immediate payments from your phone. If you would like help to down load the app your can come into one of the branches or phone our customer care line.


Eligibility & Requirements


Other Products & Services

  • CREDIT Cards
  • STUDENT Loans
  • PERSONAL Loans
  • BUSINESS Loans

Customer Reviews & Testimonials

October 2018

Downloaded the app where ever I go I can keep tabs on my account.

Xholani B
— Port Elizabeth —

April 2019

I went to the branch for help getting my credit card sorted and within a few minutes, I got the assistance I needed great staff at the bank.

Sarah S
— East London —

 Find us here


Canal Walk Century Blvd, Cape Town
Century City
7441
South Africa

 Opening hours


  • Monday 08:30 – 15:30
  • Tuesday 09:00 – 15:30
  • Wednesday 09:00 – 15:30
  • Thursday 09:00 – 15:30
  • Friday 09:00 – 15:30
  • Saturday 09:00 – 12:30
  • Sunday – Closed

 Get in contact


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