Wesbank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP20
Unlike other credit providers who like to talk about themselves all the time Wesbank, a division of FirstRand Bank Limited, actually takes the time to hear you.
We want out and find out what your needs and wants, where you want to be in 5 or 10 years and what you believe to be the best credit solution for you moving forward and this makes us better than the rest!
Relevant products for everyday use
As a credit card provider that is constantly looking for ways to improve our products and offer you innovation, simplicity and convenience. We're competitive and provide some of the most advanced and relevant credit cards in the country. These products are designed to fit into your life with ease and offer you a range of benefits that make everyday finance better.
What Wesbank can offer you
We offer a large range of products and services including personal loans, insurance, savings and everyday transactional accounts as well as large ticket items like vehicle loans.
Our products and services are easy to access and could have you where you want to be sooner than you ever thought possible!
A card for every need and purpose
Different credit cards that Wesbank offers are designed for different purposes, lifestyles and people. While some use credit cards to build a good credit history in preparation for applying for a home loan, some use them to do their everyday grocery shopping while others use it earn rewards for everyday spending.
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In a Nutshell
- Gold Credit Card
- Classic Credit Card
- Petro Card
- eBucks rewards
- Interest-free purchase periods 55 days
- Overdraft maximum R75,000
- Average processing time 3 days
- Online application
- In-store application
Its easy to apply for a credit card, and the application only takes a couple of minutes
At Wesbank we believe that strong everyday financial skills and knowledge will go a long way in helping you secure the future that you and your family deserve.
From bank accounts to home loans for newlyweds who want to buy their very own home, we're here for and through it all.
Applying for a Credit Card online
As a modern and innovative lender, we allow the customer to apply for credit online - whether it's a personal loan or a car loan. With us, you have the world at your fingertips and you can apply at any time of the day or night. We will process your request quickly and ensure your questions are answered and your needs are met.
We offer you
We are here for you and that is why we want to make our bank your one-stop-shop. We offer you all that you need from banking to Personal loans to car loans to help you find the perfect place to buy your car. And it gets better we can even do your insurance for you, from insurance for yourself to your car to your wallet we are thinking about you and that is why we offer you all of the above and more all you have to do is contact us if you would like further information.
Balloon refinance options
Yes, we know that most members of the public when you apply for a car and you get told there are no catches all you have to do is pay R2999 a month. Then you get the car they have not informed you of the heavy balloon payment that will be coming up as your last payment well with us you do not have to stress we have got your back and we are here to help you and advise you too.
We will help you with a loan to get your car payment made and you have peace of mind knowing that once you have paid back the amount your car is yours. We know that not everyone has the R30000- to the R50000 that can sometimes be the Balloon Payment at the end and that is why we have got your back. You can be assured that we will help.
Eligibility & Requirements
- 18 years or older
- ZA resident
- Employed full-time
- Active ZA bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- PERSONAL Loans
- CREDIT Loans
- BUSINESS Loans
Customer Reviews & Testimonials
I landed myself in some trouble when I bought a car and was not aware that there was a balloon payment that needed to be done at the end. Well with Westbank I was sorted and they helped me apply ...
— Johannesburg —
I emailed Westbank with a query about a loan and how they can assist me one of their consultants phoned me back and explained all that I need to know in detail. Great service couldn’t be better.
— Cape Town —