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Woolworths

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About Woolworths

At Woolworths we are eager to help you get to know and have provided detailed information on our history, our company, our loan products and services and our employees.

We also strive to develop a personalized relationship with you and will consider you as an individual and pay attention to your individual needs.

Our staff propel us forward to success

Without good staff that propel your everyday operations and business forward no organization can reach it's true potential. At Woolworths we believe that hiring the right people - who are as passionate about finance as we are is the only way to ensure our customers leave our branches with a big smile every time they walk in with a problem! 

What Woolworths can offer you

Woolworth is one of South Africa largest food and clothing retail stores serving the middle to upper-income market with our high-quality products.

In addition to our retail stores across the country, we also have a financial division where we provide customers with personal loans, Woolworths credit cards and insurance products.

About Woolworths credit cards

We offer three credit cards - the Silver, Gold and Black credit card which offer 1%, 2% and 3% Woolworths rewards respectively. With the Black Woolies card, you get a free Taste magazine every month, 2 free teas or coffees a month, free delivery for online shopping and you can use the card around the globe.


Interest Rate

From 0 %



In a Nutshell

  •  Available cards
    • Black Credit Card
    • Gold Credit Card
    • Silver Credit Card
  •  Rewards
    • WRewards up to 3%
    • Free deliveries when shopping online
    • Free coffee and a free subscription to Taste magazine 
  •  Interest-free purchase periods 55 days
  •  Average processing time 2 days
  •  Online application
  •  In-store application


With a Woolworths credit card you will get amazing benefits

In order to apply for the Black Credit Card, you must earn R41,666 or more per month, be aged 18 or older and have a South African ID.

You will have to provide us with a copy of your ID, 3-month bank statements or payslips and proof of address. Credit card and loan applications can be made online or in store.

Additional benefits of your Woolies Card

You can have up to 8 additional cards and will get instant access to a range of benefits including travel insurance, a budget facility that lets you use credit on your Woolies card and repay it in up to 60 months. You can also benefit from legal and medical assistance as well as all the perks that come with the Visa facility such as extended warranty and purchase protection.

You can purchase online

Making your life convent and easy you can purchase online with our company all you have to do is. You will need to register online with all of your details then you can go through our selection that we will bring to you. Letting you save time this is perfect for when you are on the go and don’t have time to purchase your groceries with this service they come straight to your door. This is perfect for busy moms and dads that don’t have time to make it to the shops you order and pay and we will deliver to the address that suits you best.

Rewards for you

We make sure that your purchases do not go unnoticed with us here at Woolworths. We would like you to benefit from spending with us and when you have a credit card with us or a woollies card. Every time you spend you earn the more you swipe the better for you and you will get rewarded. You can become a VIP member at Woolworths if you spend more than R30000 a year at Woolworths you will become a VIP member just to list a few things that you will get you can get R75 rand off purchases up to the amount of R300 and when it is your birthday you will get 10% off all goods that you have purchased. The reason for this is that we want you to enjoy Woolworths so we would like to give back to you.


Eligibility & Requirements


Other Products & Services

  • Credit Card Accounts

Customer Reviews & Testimonials

Contact Details

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Opening Hours

  •  Monday 08:00 – 17:30
  •  Tuesday 08:00 – 17:30
  •  Wednesday 08:00 – 17:30
  •  Thursday 08:00 – 17:30
  •  Friday 08:00 – 17:30
  •  Saturday 08:00 – 17:00
  •  Sunday 09:00 – 13:00