Rating based on 479 reviews


Nedbank is a Registered Financial Service Provider / NCRCP16

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About Nedbank

As a premier banking group that aims to ensure our customer's financial needs, obligations and goals are met through resourcefulness, dedication and great attention to detail we are the bank of choice for those who are going places.

From the little things to the BIG ones - we're here for you

From everyday bank accounts to complex debt consolidation and vehicle finance solutions we know what we're doing and our achievements and successes prove it. If you want to work with a bank that cares about you and wants to propel you the level you want to be at - choose Nedbank.

What Nedbank can offer you

Nedbank is a preferred supplier of financial services and products from personal loans to vehicle finance, Forex, savings and investments as well as everyday banking - we offer a full spectrum of products and services with a modern twist and incredible innovation.

Consolidate debt with Nedbank

We offer personal loans of up to R200,000 which can be used to consolidate a variety of unsecured credit that is incurring high levels of interest and is becoming difficult to manage. Our loan terms of up to 60 months are ideal for making the transition from being unable to manage debt to having enough left over income to live comfortably.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 days

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In a Nutshell

  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

We are the bank of choice for those who are going places

In order to increase your chances of successfully consolidating your debt it is imperative that you evaluate your debt situation closely to ensure that it is the right option for you.

Although there are many benefits to consolidating there are also many negatives that should be understood and weighed up. For instance, the very act of consolidating your debt means that you'll be taking out a new loan in order to pay off existing debts, therefore before you decide to go ahead with a debt consolidation loan you need to be sure that you can afford it, otherwise you'll just be adding more debt onto your plate, which is the opposite of what we want. 

You can quickly apply online

As a financial services provider that is dedicated to saving you both time and money, we have made it possible for you to apply for a debt consolidation loan or personal loan online in just a quarter of an hour or less. You will need to provide a range of supporting documents in conjunction with the fully completed loan application form to have your loan request processed.

Which documents do you need to apply?

You will need to send us a copy of your South African ID document or smart card, your recent payslips or letter of employment (contract workers), three months stamped bank statements that reflect your salary, and your proof of residence which is not older than three months. Make sure that you have all of these documents at hand when applying so that the processing of your application will not be delayed.

We tailor our loans for you

Because we believe in treating every one of our customers as individuals, this in turn also means that we believe that our loans should be personalised to your needs. Therefore, taking into account your individual situation, we'll go the extra mile to find you a debt consolidation loan that helps you tidy up your finances while still being suitable for what you can manage.

Eligibility & Requirements

  •  Over 18 but under 65
  •  Employed full-time
  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Bank Accounts
  • Credit Cards
  • Loans
  • Insurance
  • Forex

Customer Reviews & Testimonials

Contact Details

  •  021 464 3940
 Visit Website


 Physical Address

  • Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre, Cape Town, Oranjezicht, 8001, South Africa

Opening Hours

  •  Monday 08:30 – 16:00
  •  Tuesday 08:30 – 16:00
  •  Wednesday 08:30 – 16:00
  •  Thursday 08:30 – 16:00
  •  Friday 08:30 – 16:00
  •  Saturday 08:30 – 12:00
  •  Sunday Closed –