About Debt Fresh
As experts in the field of debt recovery, Debt Fresh understands the struggles and hurdles that debt creates for your life.
But the good news is, that we know exactly how to create a fresh start in your life.
What we stand for at Debt Fresh
Here at Debt Fresh, our aim is to provide our clients with the clean slate that they need to move forward in life. Anything can happen which turns healthy debt into a massive problem. But, do not fret, we are here to make everything right again. Our expert team of debt advisors will work closely with the clients to determine their exact needs and develop a sound course of action to restore financial freedom. We have a wide variety of financial products which are all designed to assist you on the road to recovery.
How our debt calculator can help
Not many people know about the wonders of our online calculators. They are truly a marvel in finance and are the perfect way for clients to get in touch with their own finances and completely understand their financial situation. The calculator will be able to help the client determine the exact consolidation amount they are able to afford, based on the monthly repayment that is displayed. Becoming financially fit is also about understanding your situation and, once you understand, you will be able to recover and prevent yourself from going down the same road again.
What Debt Fresh can offer you
With our assistance, all your monthly debts can be consolidated into a single loan with an affordable repayment amount.
This is exactly why our debt consolidation loans are such a popular financial solution. Let’s find out more.
But what is debt consolidation?
Debt consolidation loans are specifically formulated to assist clients on their road to financial recovery. If you have a mountain of credit cards, store cards, short-term loans, and the works then a debt consolidation loan will enable you to repay all these smaller debts and only have to pay off the large loan. Each small debt accumulates its own interest and fees but, once they are repaid, these amounts cannot add up which indirectly makes a debt consolidation loan the better option.
When is a debt consolidation loan not viable?
A debt consolidation loan is only an unviable option when the repayments of the debt consolidation loan are higher than that of the combined debts the client was repaying. This will only happen if the consolidation loan’s interest rate is higher than that of the combined debts. But our financial advisors will sit with you and determine if the debt consolidation loan is the best option. Otherwise, if it is not meant to be, then we also have an array of other products that you might be interested in that will also help you to achieve your new financial goals.
Debt Fresh Product Details
- Loan Type Debt counselling
Make use of our services – you will not be disappointed
As debt alleviation specialists, we know exactly what is potting in the debt recovery market.
But to make use of our expert services you need to complete an application and from there, our expert team will be in contact with you to begin the process.
What do I need to be able to apply?
Just as lenders have requirements, we have a few of our own. The following requirements need to be filled in order to complete our application. The client should:
- Be over the age of 18.
- Be a South African citizen
- Have a full-time job or full-time trustworthy income
- Not be declared insolvent
Where do I complete the application?
To start the process, you need to complete our online application. This can be done via any device with Internet connectivity and it will only take a few minutes. If you prefer to do your finance face-to-face you can always visit us at our branch and complete the application with the assistance of one of our consultants.
The benefits of using our services
If you have chosen Debt Fresh as your financial debt recovery expert, you can expect a few benefits. When you make use of our services, we will arrange affordable debt repayments through debt restructuring. We can also lower the rates of the loan and provide you with complete asset protection throughout the debt review or debt counselling process.
Customer Reviews & Testimonials
Debt Fresh provides a fresh perspective to debt recovery and works around the clock to ensure that you receive the best treatment. If I ever need help again, they will be the ones that I approach...
— Cape Town —
Thank you Debt Fresh for the patience, persistence, and willingness to help me on my path to recovery. You guys are super!
— Soweto —
Debt Fresh Contact Details
- 91 Mangold St, Newton Park Port Elizabeth Eastern Capa 6055 South Africa
- Get Directions
- Monday 08:00 – 16:30
- Tuesday 08:00 – 16:30
- Wednesday 08:00 – 16:30
- Thursday 08:00 – 16:30
- Friday 08:00 – 16:30
- Saturday 08:00 – 13:00
- Sunday – Closed