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African Bank

African Bank is a Registered Financial Service Provider / NCRCP7638

image of African Bank

About African Bank

We're not just a bank - we're a part of a colourful nation and continent.

Having recently gone through a restructuring process, African Bank has now opened its doors as a new service provider with a whole new set of goals, a mission worth fighting for and a bigger and better vision.

We're the people's bank

African Bank is the bank for the people. We care about our employees, our customers and the communities within which we operate and strive to serve them with the greatest degree of compassion and understanding - adding a personal touch to everything we do from answering our phones to serving customers with short-term loans.

What African Bank can offer you

African Bank seeks to grow its customer base and market share by offering South Africans a little more than what they're used to getting from their bank.

From insurance and wealth management to bank accounts and personal loans - we meet the needs of the people.

Lending with African Bank

We offer quick cash loans from as little as R 500.00 to R 200,000.00 at incredibly affordable rates and with the most flexible terms you'll find.

If you're looking for a loan and need it quickly, African Bank is here to make sure you get what you need as quickly as you need it.

Interest Rate

From 0 %

To 0 % Per annum

Loan Amount



Repayment Term

0 days

0 months

In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

African Bank is the bank for the people

African Bank has a number of branches scattered throughout the country but, we also offer customers the opportunity to apply for a personal loan through our online platform and in the comfort of their own homes.

So you can start the process of getting your quick loan without having to go stand in any long queues- we've made things a lot more convenient for you.

Great loan features

Apart from our obvious short-term loan flexibility and affordability, we have a number of loan features that set us apart from the rest.

One such feature is the ability to take a repayment holiday once a year. This can make your money go further during the Christmas period or during your annual leave.

Apply online today

African Bank likes to stay ahead by offering customers an online loan application service. To apply for a quick loan all you need to do is visit our website and start your application today.

The first thing that you'll be required to do is to provide us with important information like your pay slip, your bank statement as well as your proof of residence.  We'll need this information because we need to work out your income and expenses, and the amount that you can afford to borrow.

Pay your loan off early

If you want to pay off your loan early or would like to increase your repayment amounts, simply give us a call and we'll make the arrangements. Otherwise, if something happens and you find yourself unable to make your repayments, call us and we'll make a payment arrangement. 

A loan tailored to your needs

Our loans are tailored to your personal needs and situation. This means that when you apply for a loan from us, we'll take the time to carefully assess your individual circumstances so as to allow us to design a loan with a rate and a term that matches your affordability.

We move quickly

After you've applied for your loan, it will take only a few hours for you to get a decision. Therefore we can promise to always provide you with a speedy service that will get you what you need when you need it.

Eligibility & Requirements

  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Personal loan
  • Consolidation loan
  • Prime loan
  • Silver credit card
  • Gold credit card

Customer Reviews & Testimonials

Here’s a short video about African Bank

Contact Details

 Visit Website


 Physical Address

  • Shop LG9A, Ground Floor, Pan Africa Shopping center, crn Watt and Third Street, Johannesburg, Wynberg, 2000, South Africa

 Postal Address

  • Private Bag x170, Midrand, Johannesburg, 1685, South Africa

Opening Hours

  •  Monday 08:30 – 17:00
  •  Tuesday 08:30 – 17:00
  •  Wednesday 08:30 – 17:00
  •  Thursday 08:30 – 17:00
  •  Friday 08:30 – 17:00
  •  Saturday 09:00 – 13:00
  •  Sunday closed –