Rating based on 7 reviews



  • Quick loans up to R9,000
  • Low-interest starting from 10.5%
  • Repayment up to 65 days

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Binixo homepage

Author Binixo. Screenshot of Binixo website. [Accessed November 6, 2020]

About Binixo

Binixo offers simple loans for any purpose.

The entire process is 100% online and it’s super easy to apply for a loan. We pride ourselves in offering convenience to all of our customers, old and new.

We know that money is an essential part of life and that’s why we don't discriminate. Even if you have a poor credit history, or are blacklisted, we may still be able to help you get a loan. We try to accommodate everyone and give all of our users a fair chance. We believe that your past challenges should not define your future.

Convenience just for you

We don’t issue loans but instead, source the best loan options according to your criteria. We act as an intermediary between you and a lender. We’re an online broker. We offer a beneficial service that saves you tons of time.

We also save you money by helping you source the most competitively priced, quick loans and lenders. And the best part is that we don’t charge any fees for our services. Binixo brings you only the best and most trusted lenders. Our services are available 24 hours a day, 7 days a week for optimal convenience.

We deliver excellence

You may be thinking out services are too good to be true and we wouldn’t blame you. We use only the most trusted lenders and have systems in place to keep all of your personal information private.

We’ve designed our website to make your life easier. We want the process to be simple and efficient. We value time and simplicity just as much as you do. This is why we’ve gone with such a basic qualification criteria for applicants.

What Binixo can offer you

Our main purpose is to provide you with instant loans.

Not only that, but we want to provide you with affordable interest rates. The entire transaction will be done online for your convenience.

With us, you don’t have to wait in a line to speak to one of our consultants. You have the luxury of applying for finance at home. If you’re approved, you can have your money within hours.

Our application process

Applying for a loan through us can be done in just four easy steps. Login to your Binixo account and choose your amount and term. Afterward, choose the offer that best suits your needs.

Fill out our application form which consists of your basic information such as name, surname, email, and phone number.

If you’ve been approved, you’ll receive your money shortly. Thankfully it’s not a lengthy process.

Digital services to save you time and money

We understand that the world has become technologically advanced.

This is why we’ve made our services completely digital, bringing you loans via our online platform. We’ve kept it simple and straightforward so that you don't have to use other platforms.

Our process allows you to compare loan options and pick the one that best suits you. Although we’re an online platform, we’re secured by Let’s Encrypt. This means your information is completely secured.

Binixo Quick loans

  • Loan Type Quick loans
  • Interest Rate 10.571% p/a
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days

Benefits of Binixo

Quick loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Your trusted middleman for all things credit related

We don't charge for our services.

We offer you a free service where you can find online loans from our trusted lenders. They’re all NCR accredited and are reviewed on a n annual basis.

Our services are readily available. We don't take breaks and we don’t have days off. We don’t require tons of documents from you and the application process is relatively effortless.

Payment will be made to you as quickly as the lender allows. Each lender is different and there’s no definite waiting period for loan payouts.

Binixo’s goals and objectives focus on delivering results

Binixo is a goal orientated company. We have a strict criteria that we strive to meet every day. We’re here to give expert advice and evaluations to clients. Such as:

  • Daily overviews of the African credit market
  • We advise you on the best loan options
  • We notify you about interest rates, costs, penalties
  • We help with the understanding of loans and terminology
  • Our consultants give clear breakdowns on terms and costs of personal loans

We provide our services in many countries from South Africa and Brazil to Spain and Mexico. We’re not limited to these countries as we’re always branching out.

About our quick loans

When applying for one of our short-term loans, you can choose your own amount. The minimum loan amount is R300 with a maximum of R9 000. Our term ranges from 4 to 65 days. Once you’ve selected your amount and term, our loan calculator will give you an estimate of what you’ll be expected to pay every month.

Our basic requirements are that you must be older than 18, have a valid bank account, and have a South African ID. Remember, Binixo doesn’t issue fast loans directly, we just help you find one that works for you.

Customer Reviews & Testimonials

July 2020

There were a lot of loan options to choose from.

Jerry R
— Port Elizabeth —

April 2020

I am very happy with my quick loan.

Sipho M
— Durban —

January 2020

Amazing service from Binixo and the lenders.

Maritz W
— Bloemfontein —

Binixo Contact Details

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