About EC Loans
While most lenders that offer personal loans online have fairly speedy turnaround times, very few of them consider customer service as an important part of their services but, at EC Loans we do.
At EC Loans you will receive only the best service, whether you're a new customer using us for the first time or, a regular customer.
Are you short on cash?
Can't borrow from friends or family? We're a reliable online lender that deals with such problems in an innovative way. Don't spend another second scouring through lenders websites and trying to find a credit solution that meets your individual needs - visit EC Loans online and apply for a loan online in just 5 minutes.
What EC Loans can offer you
At EC Loans we offer loans of between R1,000 and R120,000 to South Africans who need a cash boost quickly.
You can choose a loan term that starts at 12 months and stretches all the way up to 84 months. Our current APR is 28% - which is highly competitive amongst online lenders.
Take care of emergency expenses - FAST
When money is tight it may seem like everything that could go wrong is going wrong. If your car has broken down or you need to change your tires and your account is empty what do you do? We can offer you a quick cash loan to help you pay for the repairs and get you back on the road.
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In a Nutshell
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Secured loan option
- Bad credit consideration
- Early repayment
Visit EC Loans online and apply for a loan online in just 5 minutes
Are you tired of having to wait in a queue at the bank every time you need to take out a small cash loan? Well, now you don’t have to.
We've made it so much simpler for anyone to get a quick loan without the usual hassle. We believe that getting a loan shouldn't be stressful; it should be as painless as possible, which is why lending from us is quick, easy and straightforward. Even if other lenders have turned you down, we still might be able to help you.
Our online application process is hassle-free
Applying for a loan will take a few minutes and you can have the money in your account within a few hours! All you have to do is submit an online application (which can be done in the comfort of your home or office) and then sit back and relax while we do the rest of the work. If your application is successful and you are approved, our improved innovative service will ensure that you'll get your funds in a speedy manner with no time wasted
Borrow up to R120,000 with us
We offer loans from R1,000 all the way up to R120,000 and, we make selecting you loan amount easy with our accurate loan calculators which will tell you how much you will pay each month for your desired loan amount and term. Select, adjust and apply today!
What you'll need to apply at EC Loans
If you are over the age of 18, have a full-time job and need a loan than you meet our eligibility requirements and can apply for a fast loan on our website today! Don’t forget to have your ID, pay slips, recent bank statements and proof of address handy.
Repayments that fit your budget
Your repayments are tailored to your budget and personal needs. Therefore we will always consider your affordability when we are designing your loan because our aim is to provide you with what you need without putting you in a situation that will leave you disadvantaged going forwards.
Check the status of your application whenever you want
After submitting your application you'll receive an email with a link that you can click on to check your loan status anytime. However, wait for about half an hour before you start checking
Eligibility & Requirements
- 18 years or older
- ZA resident
- Employed full-time
- Credit check
- Active ZA bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- QUICK Loans
- PERSONAL Loans
- SHORT-TERM Loans
Customer Reviews & Testimonials
I'm very happy with EC's customer service. They were so accommodating and just a pleasure to deal with
— Pietermaritzburg —
The application process was very simple; I had no trouble whatsoever which was such a relief because applying for a loan is usually so much more work. Thank you for making it so easy
— Pretoria —
My hat goes off to EC Loans. I got my loan after just a couple of hours- I couldn't believe how fast it was!
— Stellenbosch —