Rating based on 731 reviews
About FNB Bank
Responsible lending means more than just conducting affordability checks before approving customers for a loan.
To us it means ensuring that customers get treated fairly and are not overcharged or taken advantage of. We are a well-established and respected South African bank that offers affordable quick loans to South Africans.
We're passionate about innovative finance
We have a team of staff that's as passionate about innovative finance as the very people who founded the company years ago. If you feel like you're treated like just another number in the system by your bank - you're not alone. So many people feel exactly the same and FNB has set out on a mission to change this one personal loan at a time.
What FNB Bank can offer you
FNB is one of South Africa's leading banks because we strive to offer affordable and flexible financial solutions that meet the needs of our customers.
From individuals to businesses - more and more people are switching to FNB on a daily basis.
Get a loan online with FNB
Although most of us budget carefully and try to spend our money as wisely as possible sometimes, unexpected expenses and cash emergencies pop up. If you've found yourself in a situation such as this - we can offer you a fast loan to help you get through with minimal hassle and no wasted time.
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In a Nutshell
- Average processing time 15 minutes
- Online application
- In-store application
- Unsecured loan option
- Secured loan option
- Early repayment
FNB is one of South Africa's leading banks, we strive to offer affordable and flexible quick loans
Take advantage of our low rate personal loans, industry-leading application and processing technology and professional service by applying for a personal loan today!
We're a modern financial services provider
Over the last couple of years the way that we do banking has changed dramatically and with this change has come a transformation of the lending process as well. You can now apply for a quick loan online by simply logging in to your online banking account. Chances are you'll already have a loan offer available to you.
Before applying for a loan
Prior to beginning your online loan application it's a good idea to evaluate your income and expenses to determine how much you can afford to repay each month. Once you know this figure it's much easier to select your desired loan amount.
We'll get back to you as soon as we can
Understandably, when you need money fast, you don't have the luxury of waiting forever for your funds. Which is why once you've submitted everything, we'll get right on top of assessing your application so that you can get a decision as soon as possible without wasting your time.
Your term and rate is 100% personalised
Our loan terms and interest rates are flexible enough to accommodate your every financial need. As such, the term and rate that we'll offer you will be based on your individual situation, making sure that you will get a quick loan that isn't just fast, it'll also be suitable for you. So if you're not getting this from other banks, maybe its time to switch to a bank that caters specifically to your personal needs.
We'll give you a hand if you need it
Although our application process has been designed to be as simple as possible, if you do at any point get stuck, help is just a phone call away. The FNB team is a team known for its 5-star service; we hold ourselves to the highest standard and do not ever compromise on providing our customers with the kind of service that they deserve. So if you need help with completing your application or simply have a question, we'll gladly help you out.
Eligibility & Requirements
- Over 18 but under 65
- Employed full-time
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Home loans
- Car Loans
- Fast Loans
- Credit Cards
- Bank Accounts
Customer Reviews & Testimonials
I needed a quick loan after my car broke down. I was able to apply online and the whole process was just so easy.
— Mpumalanga —
As an FNB customer for 6 years now, I can honestly say that FNB is the best bank I've ever banked with. Their customer service is always top notch!
— Cape Town —
Thank you for providing me with the loan I needed so quickly. I didn't have to wait very long and I really appreciate that.
— Bloemfontein —
Thank you for a great and very fast service. A real pleasure dealing with people who know what they are doing.
— Durban —
I found the customer service very pleasing. Keep it up!
— Nelspruit —
Here’s a short video about FNB Bank
- 82 Adderley St, Cape Town City Centre, Cape Town CBD, 8000, Cape Town
- Monday 09:00 – 16:00
- Tuesday 09:00 – 16:00
- Wednesday 09:00 – 16:00
- Thursday 09:00 – 16:00
- Friday 09:00 – 16:00
- Saturday 08:30 – 12:00
- Sunday Closed –