Rating based on 23 reviews

Quick Loans offered by Low Budget Loans

Low Budget Loans banner
image of Low Budget Loans

About Low Budget Loans

We are here to provide you with a good setup in loans.

Our company’s main intent is to help you in the best and liveliest way we can. We not only want you to get a good loan but also enjoy the experience and services that our company offers to bring you.

Advance electronic dealings

Our main focus is to make loaning money an easier, better, faster task for you to accomplish. We want all South Africans to be able to always have access to our services and also get the best out of it. As such, we have designed a completely electronic system. Our dealings, loans, etc. All of it can be electronically accessed, acquired and used in your best interest.

Our mobile app

We have decided to go beyond the normal application for loans. Making everything electronically accessible made us decide to also make it easier to access our services electronically, and so we have designed a mobile app. This will allow you to apply for our loans during any time, day or night. Our mobile app has no additional costs on any form of service, and it has no brand redirections. A fully mobile loan application for our services.

What Low Budget Loans can offer you

Our services are designed to help you anytime with your loans, and it is also designed to give you different options with your loans.

We pride ourselves to be honest with you, telling you upfront what you can except what the credit cost will be.

Struggling to apply or understand?

Though all our dealings and options happen strictly online, this is only to make the entire process easily accessible and easy for all our consumers to do, you can feel reassured that we have real people handling everything that occurs and it is not automated. As such, our services are also handled by real people and if you have any questions you can personally contact us, where a real person will help you!

The loan system functionality

Our services provide short-term loans, with a system that makes it easier for you to choose different amounts. We have created a system that allows you to choose a loan simply by scrolling it, making it the simplest form of choosing an amount. Our system has also been designed to work in intervals, making the interest rates and credit always to be the same easy amounts to follow. You will also be able to choose your own instalment and we provide you with the exact equation that we use to calculate your credit.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 months

0 months

Here’s a short video about Low Budget Loans

In a Nutshell

  •  Online application

Low Budget Loans can help you get a quick and affordable loan

We also like to build trust with our consumers and to make sure that this trust is true, we do restrict you to a maximum of R3000.00 for your very first time. But this will happen only once. Afterwards, you will be able to choose any amount from our list.

Practice code-Low budget

No matter where you are if you are in need of money, our services will always be available to you! Everyone can have a requirement for money at any time and we want to make sure that you can get the right amount for exactly that time.

Our emergency loan application

There comes a time when you need to get some extra money for an emergency but might have already made a loan. We have created low budget loans to make it cheaper and easier for you to repay bad credit loans, alongside making it the most compatible and flexible lender that you will find. We want you to be able to repay any debt with both us and for the reason, you are lending money through us. Due to this, and the fickle design of emergencies we will allow you to make a secondary loan whilst the first loan is still active, of any amount you choose.

We do a credit check

You can easily qualify for a loan with us, by simply applying. But, there is a requirement. We want to do a credit check first. This will be how we embark our relationship of mutual trust and helping one another. The credit check is also very simple, requiring actions from both our ends. All you will need to do is give us the last three months of your bank statements and a signed agreement of your statements. This will be for your records, your safety and proof of past transactions. You can send this all online to us, then you are set that easy.

Eligibility & Requirements

  •  18 years or older
  •  ZA resident
  •  Employed full-time
  •  Self-employed
  •  Active ZA bank account
  •  Photo ID
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • QUICK Loans
  • BAD Credit Loans

Customer Reviews & Testimonials

September 2019

The interval system really does make it easier to choose between a loan and know the credit and interest rates

Charmaine M
— Johannesburg —

August 2019

A short term loan is what I needed and it’s what I got. And I got it with an affordable interest rate. I definitely recommend Low Budget Loans

Olivia R
— Boksburg —

 Find us here

Lombardy Business Park unit 24, c/o Graham and, Cole Rd, Shere AH, Pretoria
South Africa

 Opening hours

  • Monday 07:00 – 16:00
  • Tuesday 07:00 – 16:00
  • Wednesday 07:00 – 16:00
  • Thursday 07:00 – 16:00
  • Friday 07:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed

 Get in contact

Similar Lenders offering Quick Loans

Little Loans

Little Loans

  • Interest from 36%
  • Loans up to R8,000
  • Term up to 6 months
View More
MBC Finance

MBC Finance

  • Interest from 32%
  • Loans up to R4,000
  • Term up to 30 days
View More
Mr Cash Loans

Mr Cash Loans

  • Interest from 28%
  • Loans up to R50,000
  • Term up to 60 months
View More


  • Interest from 60%
  • Loans up to R2,500
  • Term up to 30 days
View More