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RCS Loans

RCS Loans is a Registered Financial Service Provider / NCRCP38

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About RCS Loans

We're a leading online lender that offers affordable cash loans in SA.

Whether you need a small loan to help you get through a difficult month or you need a bigger loan that you bank is simply not going approve you for, RCS Loans can help you get it with the speed and simplicity that you deserve to benefit from.

We're passionate about finance

With a passionate and enthusiastic team of consultants we are able to offer each and every customer the personalized service that they deserve. When you apply for a quick cash loan with RCS Loans you'll be assigned a consultant who will take care of all of your needs from start to finish.

What RCS Loans can offer you

With astonishingly fast loan processing times, great customer service and flexible repayment options - we are the lender of choice for people across the country.

Whether you need a loan to take your pet to the vet's office or you want to buy a birthday gift that you cannot afford at the moment - we can help.

Our great loan features

With RCS Loans you can apply for a personal cash loan of up to R125,000 and select a loan term of between 12 and 60 months. We also have an affordable maximum APR of 28% and a 24 hour turnaround time.

Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Bad credit consideration
  •  Early repayment

A quick loan from RCS Loans will help you pay for emergency expenses

Worried that you won't be able to get your short-term loan fast enough?

Well, we offer one of the speediest cash loan services in the country and invite you to take advantage of it!

Choose the right loan term

Rather than having to compromise on your loan amount you can adjust the loan term to suit your monthly budget and ensure that your personal loan is affordable. Now you don’t have to spend hours waiting for a reply from your bank - apply for a loan online and get a decision immediately.

No more complications and stress

Applying for a payday loan with RCS couldn't be easier. Our online loan application is simple, streamlined and can be completed quickly. Once you’ve made your application you will hear from us on the very same day and we will ensure you get your cash as quickly as possible - usually within 24 hours.

What do you need to apply?

In order to apply for a loan you must be at least 18 years old, have a valid South African ID or driver's license, have a bank account, and you must be employed earning an income of at least R2 000 per month. In addition, you will also need to provide proof of income.

What happens if I can't make my payment?

We're a lender that cares about our customers and we try to help you whenever we can- this includes if you are unable to make your repayments on time. Your circumstances might change, making it harder for you to keep up with your payments. If this happens, call us immediately and we'll try to help you find a solution as soon as possible.

A loan personalised to your needs

Unlike banks that tend to treat their customers more like numbers than people, we're different. We treat you as an individual because quite frankly, that's exactly what you are. So when you come to us for a loan, we guarantee you that your application will be treated uniquely.  This means that we'll take the time to get to know your situation so that we can find you a loan that suits your needs.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Active email address
  •  Mobile
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Loans
  • Insurance

Customer Reviews & Testimonials

Here’s a short video about RCS Loans

Contact Details

  •  0861-729727
  •  021-597-4727
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 Physical Address

  • Liberty Grande Building, Voortrekker Rd & Jakes Gerwel Dr, Cape Town, Goodwood, 7460, South Africa

 Postal Address

  • PO Box 111, Goodwood, 7459, South Africa