Rating based on 1,295 reviews
About Budget Cash Loans
We offer payday loans that are quick and easy to apply for and can be credited into your bank account on the very same day.
You can apply with us even if you have bad credit or are blacklisted as we focus on affordability rather than only your credit history!
We've grown with our customers
Over the years - we've been able to grow with our customers and have evolved into one of the most trusted and loved short-term credit providers in the country. When you need a short term loan and don't need the hassle of a bank Budget Cash Loans can help you.
What Budget Cash Loans can offer you
Payday loans are designed to be easy to apply for and be credited on the same day that you apply - they are, however, not designed to be used as a long term solution for long term financial problems.
Should you have an unexpected emergency that you need to deal with than a quick loan from Budget Cash Loans will have you sorted in no time!
Get a payday loan of up to R3,000 - TODAY!
We offer quick cash loans of up to R3,000 and loan term of up to 40 days. Our loans can help you pay bills, put petrol in the car, stock up on groceries and just about anything else. If you're employed and can provide us with the necessary supporting documents you can get your loan in just 2 hours!
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In a Nutshell
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Payday loans are very convenient as they can be applied for any time of the day or night via our website
If you use an online lender like Budget Cash Loans you're doing away with the queues, paperwork and unobtainable lending requirements that are commonplace amongst South African banks.
Passionate staff you can trust
If you're short on cash and are looking for a quick online solution Budget Cash Loans can offer you a convenient payday cash loan online. Our staff are all highly trained and can ensure you are always served professionally, quickly and, of course, with a smile.
Simple application requirements and supporting documents
To apply for a quick cash loan with Budget Cash Loans you must be aged above 18, be a South African citizen and be employed full time. Once you've completed the loan application form we will request a copy of your ID, your bank details, your most recent payslips and your bank statements for the preceding three months.
A payday loan has been given the clever name as the loan needs to be repaid by your next salary date. This is usually within 30 days, these loans are unsecured loans but require you to have a stable income and show your ability to repay the loan.
If you have bad credit these loans are ideal as we don’ perform a credit check that means that your loan application will have a much better chance of being approved. These loans have very easy to meet requirements and the money can be paid into your account very quickly.
The quickest way to receive your cash
There is no denying that payday loans get you your cash quickly that is one of the best features of these types of loans. If you need cash in a hurry then your best option would be to apply for an online payday loan.
There is no need to complete paperwork or wait around in a queue to speak to a consultant and convince them that you need a loan.
Improve your credit score the easy way
If you have a bad credit score you can use one of our Get Bucks payday loans to improve your credit score. Your loan payment from your online payday loan will reflect positively on your credit report and improve your credit score.
This will allow you to qualify to borrow even more money in the future and improve your overall financial situation.
When you don’t have a credit record yet
Young adults who have not yet been able to establish a credit record yet can apply for an online payday loan to start to build a good credit score. As these loans are deducted automatically there is very little chance that you will miss a payment. The better you are at repaying your loans the higher your credit score will become and the more money you qualify to borrow in the future.
Eligibility & Requirements
- Recent pay slips
- Bank statements
Other Products & Services
- Cash Loans
- Payday Loans
Customer Reviews & Testimonials
The service I received was revolutionary, the application process was so easy and the money was paid into my account so quickly. I could apply straight from my cell phone and received notification as soon as the money was paid into my account.
— Wynberg —
I would like to thank you for granting my loan when no one else would. I needed money to pay for my child to go to their school camp and I didn’t have the money. I applied to many places and they all said no! You were the only one who would help me in my time of need.
— Johannesburg —