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Express Finance

Express Finance is a Registered Financial Service Provider / NCRCP3869

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About Express Finance

When customers set out to look for a cash loan they’re likely looking for a good deal where the interest is kept to a minimum and the repayments are low.

Express Finance is a lender that offers these exact features on our payday loans in addition to the quickest loan processing times in the country.

You can Rely on us in Times of Need

At Express Finance we work hard to build trust with our customers and ensure they know they can trust us for all their short-term cash loan needs. We are a registered lender and insist in complete transparency with regard to fees, interest rates and loan processing procedures.

What Express Finance can offer you

At Express Finance we assist first time applicants with their online loan applications to make it simple and easy for them.

Our customer service agents will answer all of your questions, verify that you've completed the application form correctly and explain our rates and procedures to you in a way that's easy to understand.

Our Payday Loans  of up to R3,000

Our loan amounts and loan terms are simple - with us you can get a quick loan ranging from R1,000 to R 3,000 and we offer a competitive interest rate of just 36% per annum to all successful applicants. When it comes to online finance we're simple the most affordable and quickest option on the market.

Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Getting your Payday Loan Online in Minutes

Are you looking for a simple personal micro loan that you can apply for 100% online?

Our application form will collect the necessary information for us to process your fast cash loan request. After you've completed this form you will need to send us the following documents:

  • A copy of your ID
  • A 3 month bank statement
  • A utility bill for proof of residence
  • Your 2 most recent pay slips

We are Committed to Serving our Customers

At Express Finance we are always searching for ways to serve you better! If you need a payday loan or just want to say hello - get in touch with us and find out how we can help you make the most of your finances in a way that ensures financial freedom and quick relief! 

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • Payday Loans

Customer Reviews & Testimonials

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Contact Details

 Visit Website


 Physical Address

  • 22 Findlain Crt, 815 Main Rd, Northdene, Queensburgh, 4093, South Africa

 Postal Address

  • PO Box 24035, Durban, 4094, South Africa

Opening Hours

  •  Monday 08:00 – 16:00
  •  Tuesday 08:00 – 16:00
  •  Wednesday 08:00 – 16:00
  •  Thursday 08:00 – 16:00
  •  Friday 08:00 – 15:00
  •  Saturday 08:00 – 10:00
  •  Sunday Closed –