Rating based on 41 reviews

Finance 27


  • Payday loans up to R4,700
  • Low-interest starting from 38%
  • Repayment up to 6 months

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Finance 27 homepage

Author Finance 27. Screenshot of Finance 27 website. [Accessed February 18, 2020]

About Finance 27

Finance27 provides all South Africans with straightforward and flexible short-term loans.

Our strong background in the financial sector allows us to address your financial requirements expertly whilst providing unparalleled levels of customer service.

We can help you manage your finances

After you have been approved of our loan, you can expect to receive it directly to your bank account. Furthermore, with just a service fee of R57, we can transfer your money immediately. By just following a few application steps, we can help you achieve financial freedom.

Our innovative online platform

With Finance27, you can apply for a loan online regardless of what time of the day is and wherever you are. You are in control of the application you simply choose the perfect time for you. We only offer short-term loans to help you eliminate month-end stresses.

What Finance 27 can offer you

You can get up to 4000 on the same day with our payday loan.

Finance27 is a reliable financial provider. When you have us, you do not have to worry about emergencies we always have your back. You do not have to hassle to get loans, our loans are instant and hassle-free.

Finance27, same day payday loan

Looking for a loan is hard work on its own, and you eventually find the loan, but you must wait while it is taking its own time to be processed is a trauma. At Finance27, we do not keep you waiting, we deliver what we promise you on time. Our same day payday loan gives you from as little as R500 right up to R4000 and receive your loan instantly.

Say goodbye to financial stress

At Finance27, we function differently from other lenders. However, in everything we do it for our client’s best interest. You have never heard of same day payday loan until we introduced it. There is no need to wait for a loan any longer, we have got you covered with everything from simple and convenient online application to receiving your funds the same day.

Finance 27 Payday loans

  • Loan Type Payday loans
  • Interest Rate from 38%
  • Loan Amount up to R4,700
  • Repayment 5 days to 6 months
  • Decision Same day

Benefits of Finance 27

  • Hassle-free instant loans
  • Flexible short-term loans 
  • Same-day payday loans

Payday loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Here’s how to apply with Finance 27

At Finance27 we simplify everything, including how we work because we do not want to confuse anybody, loan hunting is confusing on its own.

We put attention to detail and we also teach all our clients to do the same because we do not want you to get yourself into an agreement that you do not fully comprehend.

Steps that will put money in your pocket

The way we operate is so simple, you just need to:

  • Choose the loan you need.
  • Tells us about yourself.
  • When you have done, and you agree to our terms. You can expect to receive your cash sooner.

Finance27 annual percentage rate

Most people are afraid of taking out loans because of interest rates. At Finance27, we have reasonable rates. We fully understand that when you take a loan, you want to quickly fix something. Hence, we do not have abnormal charges and rates. We want to always encourage you to be financially smart thus our annual percentage rate is 38%.

Collection and renewals at Finance27

When you apply for our loan, it is compulsory for you to have a valid bank account because all our repayments are done via debit order. When it comes to renewals, we take a renewal as a new loan hence the same interest and rates will apply.

What happens when you fail to repay Finance27

Before we grant quick loans, we do a credit check and we will never give you a loan that is more than what you can afford, when you fail to repay, we take drastic measures. We charge you a service fee of R50 and a 5% interest added every month. If you fail to pay for the period of two months, your account will be handed over to an external debt collection company.

What do you need for you to qualify

At Finance27, we are thoughtful lenders that always strive to give out the best to our clients. Hence, we only require you to meet a few standards for you to be qualified including being permanently employed with a regular salary. We verify all your expenses before granting you a loan because we do not want to give you more than you can chew and find yourself in deep debt in years to come.

man holding thumbs up

Finance 27 is a trusted & reliable provider of payday loans

In our review, Finance 27 adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

Finance 27 is a registered credit provider in South Africa: NCRCP7084

Customer Reviews & Testimonials

October 2019

Finance27 made finding a loan so easy and they have a reasonable interest rate as well

Nadia T
— KwaZulu Natal —

August 2019

The humanity I received when I called Finance27 was out of this world

Leonard R
— Free State —

Finance 27 Contact Details

Physical Address

Opening Hours

  • not available