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Friendly Finance


  • Payday loans up to R8,000
  • Low-interest starting from 36%
  • Repayment up to 45 days

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Friendly Finance homepage

Author Friendly Finance. Screenshot of Friendly Finance website. [Accessed February 19, 2020]

About Friendly Finance

Friendly Finance aims to provide South African consumers with all the information they need to make better financial decisions.

At Friendly Finance, we have plenty of comparisons of common consumer finance products, such as personal loans, car loans, short-term loans, and credit cards. We surely help you choose the best consumer finance products.

Our vision at Friendly Finance

We strive to become South Africa’s most trusted source of information on consumer finance. We work towards becoming your most valuable hub for finance information, knowledge, and news. At Friendly Finance, we believe when we work as a group, we can achieve more thus we work directly with financial organizations to help them to gain a strong understanding of the needs of South African consumers.

Who can apply for a payday loan

A payday loan can be applied for by anyone who is permanently employed and reside in South Africa. Payday loans are easily accessible. However, never use them to pay off your debts. You can also use a payday loan to tide you over for a few days between paydays.

What Friendly Finance can offer you

Payday loans are short-term loans that are easily accessible, and they can only be repaid on your next payday.

Payday loans are great when you are in a tight spot that needs cash instantly. With Friendly Finance payday loan, you can borrow between R100 – R8,000 with repayments made within 1 – 6 months.

What is Friendly Finance payday loan

A payday loan is a loan amount R100 and R4,000 (first-time customers) or R8,000 (returning customers). Although payday loans are easily accessible, they have quite high-interest rates and charges. Although some lenders charge more than this, all charges are capped legally at 60% per annum, which amounts to 5% per month.

Friendly Finance experience

We have years of experience regarding providing a financial solution, so you have all the reasons to have confidence in our comparisons. At Friendly Finance we have all the knowledge regarding the intricate nature of these products through the first-hand experience. We work directly with customers and this has resulted in us being able to translate confusing jargon into simple, meaningful language that is easy to understand.

Friendly Finance Payday loans

  • Loan Type Payday loans
  • Interest Rate from 36%
  • Loan Amount up to R8,000
  • Repayment 5 days to 45 days

Benefits of Friendly Finance

  • Compare lenders and quotes
  • Get cash instantly 
  • Apply for a loan in 2 minutes

Payday loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Friendly Finance offers the best payday loan deals

The Friendly Finance loan application can be done and dusted online.

We strive to help our people run away from long ques. Our application only takes a few minutes of your time, by the time you will start panicking, you will long be done with it but still waiting for their response.

Who can apply for Friendly Finance

You can apply for a Friendly Finance payday loan in several ways. You can apply by visiting our website and fill in all your details, telephonic application as well as in-store if the lender has a storefront location. Before we even consider your loan application you should meet the following requirements.

  • Be over 18 years of age.
  • Own a valid South African identity and a bank card.
  • Be sure that you will be able to afford the repayments every month.

After you have been approved, how long should you wait

When you use Friendly Finance, there is no need for you to worry about anything. Friendly Finance can receive funds within an hour depending on the on your bank and the lender’s processes. When you apply for a loan after 4:30 pm, you can expect to receive the funds by the next business day depending on the bank you use.

Subscribe to Friendly Finance

Subscribing for our newsletter will make you stay current with everything we are doing. You will be updated with all the relevant news from Friendly Finance. We will also update you when we have special offers.

How to get hold of Friendly Finance

Friendly Finance is for the people and everything we do is for the benefit of our people. Hence, we do not want to leave them behind. Apart from applying online on our website or phone us for a loan. We can also chitchat on all our social media platforms including Facebook.

Customer Reviews & Testimonials

July 2019

Friendly Finance has simplified the process of looking for a loan. You just find what you need with just a few clicks

Harry P
— Cape Town —

July 2019

I was helped with love and friendliness when I called Friendly Finance. They are just incredible human beings

Maxwell Y
— Eastern Cape —

Friendly Finance Contact Details

Contact Number

  • not available


  • not available


Physical Address

  • Corner Wale Street and Burg Street 7th Floor, Mandela Rhodes Place Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed