Rating based on 35 reviews

MBC Finance


  • Payday loans up to R4,000
  • Low-interest starting from 19.6%
  • Repayment up to 30 days

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MBC Finance homepage

Author MBC Finance. Screenshot of MBC Finance website. [Accessed February 17, 2020]

About MBC Finance

MBC Finance is a trustworthy financial service provider that complies with the requirements of the National Credit Act.

We are a personal loan company that provides clients with a direct connection to short-term loans. MBC Finance has been operating for the past 14 years and has grown from strength to strength over the years while obtaining valuable information on how to best help their clients.

MBC Finance believes in prompt service delivery

When life throws you an unexpected curveball that requires instant cash, personal loans come in handy. We pride ourselves on having many satisfied clients. MBC personal loans are affordable and accessible, regardless of where you are and what time do you need a loan. When you are desperately in need of cash, MBC Finance is the right place for you.

MBC Finance have a real-time approval process

At MBC we are fully aware that when you opt for any short-term loan, you are truly desperate for instant cash. Hence, we make sure you get approved as quickly as possible. You can apply for a personal loan from MBC Finance for up to R2000 over 30 days. And if your documents are in order, you could receive your loan from MBC finance on the same day.

What MBC Finance can offer you

We are fully aware that financial needs arise in everyday life and have a personal loan solution that will suit your needs such as payday loans.

Our cash loans allow you to experience and afford the simple essentials in life. A cash loan is a reasonable option when you face financial strain and economical struggle.

MBC Finance affordable payday loan

A payday loan is a short-term loan that you can take and repay it on your next payday. With payday loans, you can borrow up to 2000. And most of them have fixed payments which means that your repayments will never change, even if the interest rates do. Our service is available online, no paperwork, no unnecessary phone calls, it is just simple and convenient.

Failing to make payment to MBC Finance

Although payday loans are easily accessible, they are just any other loans. They have the power to change your credit records just like long term loans. When you fail to make repayments the cost of your loan will increase is if you skip your instalments. This can result in your credit bureau records being affected negatively, and it will stay on record for a long time.

MBC Finance Payday loans

  • Loan Type Payday loans
  • Interest Rate from 19.6%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable payday loans up to R4000
  • No endless paperwork
  • Quick and easy online applications
  • Repayment terms up to R4000

Payday loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Live a stress-free life through MBC Finance payday loan

When you need our loan, you should not worry about paperwork. Simply dedicate a few minutes of your time and apply online.

Online applications are advantageous, you can apply for them anytime, anywhere, and receive feedback within a few hours. All loans are paid out within 24 hours.

Documents you should have when applying for MBC Finance loan

Unlike any other loan lenders, we do not ask for unnecessary documents. We only ask for the important ones such as:

  • Copy of a valid South African ID
  • Proof of residence
  • 3 months bank statement
  • Latest payslip
  • Most importantly, you should be permanently employed and paid a monthly basis

MBC Finance have an easy and convenient application process

You can apply for our loans in different ways, and regardless of the option, you choose our application is still easy and quick. You can apply telephonically, online or via email, no inconvenience of coming into our offices

  • Step 1- simply complete the form under the Apply section for you to be pre-approved or call us. And you will be required to upload all the necessary documents.
  • Step 2- if you get pre-approved, one of our consultants will send through a pre-approval email or SMS.
  • Step 3- after you have read our loan terms and conditions, and you agree with everything. You can return the signed contract and the agreed loan amount will be paid directly into your bank account.

Get in contact with MBC Finance

You can contact us through our ‘Leave a Message’ button on our website and our consultant will get back to you. You can even call us on weekdays during office hours. MBC Finance is also available on social media platforms such as Facebook, and Twitter.

Customer Reviews & Testimonials

April 2019

A few months back, we had heavy rainfall that damaged my car. It was not insured so I had to fix it by myself. That is when MBC finance played a huge role.

Cecile K
— KwaZulu Natal —

October 2019

When I called MBC finance offices, I was pleased by the behaviour of their consultant.

John B
— North West —

February 2019

I am a regular of MBC finance loans, I have never had any problems with them. MBC does not have any hidden costs.

Libby R
— Cape Town —

MBC Finance Contact Details

Physical Address

  • Shop 4, Palm Centre, Corner Old Main Rd Isipingo Rail Durban 4133 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed