Rating based on 1,301 reviews
About Payday Loans
Payday Loans is a lender offers South Africans affordable payday cash loans online - with great service and, of course, a smile every time!
We're a registered and responsible lender and will always run a credit check prior to approving a loan request. We do away with the red tape and unnecessary delays that plague lenders from all corners!
Quick loans and great customer service
We offer small personal cash loans designed to help our customers through a cash emergency. When you need money quickly we are able to meet your needs in the most stringent time constraints with the best customer service on the block!
What Payday Loans can offer you
At Payday Loans we offer fast approval loans of up to R 1,000 and allow you to repay the loan in up to 30 days.
Our loans are unsecured and can be taken out by anyone who meets our basic lending requirements.
Get a loan quickly and easily
Payday cash loans are designed specifically to help customers get the money they need in the shortest space of time. With Payday Loans you can access the above loans on the same day that you apply with very little time and an application that take 5 minutes or less.
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In a Nutshell
- Average processing time 2 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Why wait until payday? Get a quick cash loan in just a few clicks
Customers can use our small personal loans for everything from paying bills to going shopping for groceries to fixing their cars - the list of uses is endless!
Knowing the rates and fees upfront
As a transparent lender, we make a conscious effort to make all of our rates, fees, requirements and processes as transparent as possible for our valued customers. This allows you to get to know us before you even fill in our application form to request a loan.
Payday loans are short term loans that allow you to borrow a small amount of money until your next salary date. These loans are very easy to obtain and even easier to apply for. A payday loan is perfect to help you stretch your salary a little bit further or to pay for an unexpected expense.
Some reasons people apply for our payday loans include:
- Paying for medical expenses
- Paying for car repairs
- Paying for rent or import bills for services
- Paying for food, groceries or medication
Simple and speedy
The online application process makes it very easy to apply and allows us to process your loan application very quickly. We can give you an outcome very quickly as we don’t perform a credit check or disqualify your loan application based on your credit score.
Low-cost loans that won’t put a hole in your pocket
Our loans allow you to borrow a small amount of money over a 30 day period at a very low-interest rate. The aim of our service is to provide South African citizens with the opportunity to apply for financing without it costing them an arm and a leg when it comes time to repay the loan.
Borrow up to R1000 and repay your loan within 40 days or by your next pay date.
Save the planet and go green
There is no need to print out the loan contract to sign it, in fact, we encourage you to sign digitally to help save the planet one tree at a time. The entire process can be completed online with a few simple clicks. No need for paperwork or to wait around for an answer.
Each loan is customised to meet your individual needs and suit your budget.
Eligibility & Requirements
- Employed full-time
- Active email address
- Recent pay slips
- Bank statements
Other Products & Services
- Payday Loans
Customer Reviews & Testimonials
I was amazed at how quickly my loan application was approved and how quickly the money was paid into my account. I find it very convenient that the loan was deducted directly from my account without me needing to do anything. As soon as the loan was repaid I was able to re-apply.
— Germiston —
I was sick so I did not work the full month and I did not receive my full salary. I was so worried because I had to pay my rent and feed my children. My friend told me about your payday loans that were so cheap and easy to apply for. I decided to apply and my loan application was approved. I was so happy because the mo...
— Port Elizabeth —