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SA Payday


  • Payday loans up to R150,000
  • Low-interest starting from 68%
  • Repayment up to 60 months

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SA Payday homepage

Author SA Payday. Screenshot of SA Payday website. [Accessed February 17, 2020]

About SA Payday

We provide a financial solution to all South Africans during the emergency.

Payday loans offer loans for every individual, whether you are blacklisted, or have a bad credit rating. We are based in South Africa and we offer personal loans of between R500 - R150 000 and you get up to 60 months to repay your cash loan.

Loans for people with low credit score

At Payday loans, we are one of the few loan lenders that can provide loans to people with a poor credit score. When you urgently need quick cash, you can always run to us. We offer one of the great services. Although you can repay your personal loan within 60 months, with a poor credit score you might result in a repayment period of six months for your payday loan.

The reasons you should choose SA Payday loans

Apart from the great service we offer, you also stand a chance to save a lot more while taking a loan. At payday loans, we always strive not to keep you waiting, give out accurate and fair loans with no hidden costs. Our benefits include:

  • We offer loans to all South Africans regardless of where you live or work.
  • We have fast approval time
  • We offer a competitive interest rate

What SA Payday can offer you

At SA Payday loan, we offer personal loans to every qualifying individual that resides in South Africa.

A payday loan is a loan you take out when you are desperately in need of a quick loan. There are many reasons why you need quick cash in an instant, it could be for medical expenses, school fees, or home renovation. But most importantly, payday loans can be paid in your next payday.

Apply for payday loans at SA Payday

At Payday, we also operate an online service. However, applications can be made anywhere in South Africa because we have offices located in each South African province. And we also tried our best to locate those offices in cities that can be easily accessed regardless of where the individual stays in the province.

SA Payday payday loans package

We are one of the few companies that believe in giving people second chances. With our unique services, we have managed to help lots of South Africans to stay away from loan sharks. At Payday loan you are exposed to:

  • No paperwork required
  • No documents
  • You are welcome even if you have a bad credit
  • You may need no credit check

SA Payday Payday loans

  • Loan Type Payday loans
  • Interest Rate from 68%
  • Loan Amount up to R150,000
  • Repayment 4 weeks to 60 months

Benefits of SA Payday

  • Receive loan approval via SMS
  • Get a personal loan up to R150 000
  • Bad credit clients can apply

Payday loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Loans at SA Payday are just one click away

At Payday Loans, we always have our client’s interest at heart. We always strive to simplify everything that includes them.

To save our people’s time, we have an online application that can be completed in a blink of an eye. Although you can apply for a loan in our offices, we have eliminated the norm of long ques.

SA Payday loans online application

When you need to apply for any loan we have on offer, you can simply follow the following steps:

  • Step 1- complete the contact info form and click ‘continue to step 2’
  • Step 2- patiently wait for the full loan application form to load on our recommended provider's website.
  • Step 3- After you are done completing our easy application, you can be all smiles the whole day while waiting for your loan approval decision.

Types of loans offered at SA Payday

At Payday loan, we do not want to waste your time while you under a lot of stress. We do not ask for any collateral when you apply for our loans. We only guarantee you a loan but regardless if it is a small or big personal loan, we always strive to get you what you need.

SA Payday loans contact details

 For you to be in touch with us you need to visit our website and fill in all your important details so that our consultant can get back to you. You can also visit us on Facebook and Twitter.

Customer Reviews & Testimonials

April 2019

My son got injured while he was playing with his friend at school. I do not have medical aid, so I had to pay medical expenses by cash. SA Payday rescued me.

Anna Q
— Pretoria —

February 2019

SA Payday came through for me when I was struggling to pay my children’ school fees and for that, I will be forever grateful

Walter G
— Port Elizabeth —

SA Payday Contact Details

Contact Number

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Physical Address

Opening Hours

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