Rating based on 11 reviews


Payday Loans offered by Thuthukani Financial Services

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About Thuthukani Financial Services

As a local lender - no one understands you as we do; we now that times can be tough and that lenders are becoming more and more strict in terms of their lending criteria's.

At Thuthukani Financial Services won't make you wait on us - you'll get your cash loan quickly and easily.

Our most valued asset

We're proud of our range of quick cash loans but, what we're most proud of is our staff who singlehandedly ensure that each and every customer is attended to in a speedy, efficient and friendly manner. When you're applying for a payday loan or asking a question - we're here for you all the way.

What Thuthukani Financial Services can offer you

Our loans are designed to offer customers small amounts of cash in the most stringent time frames.

Provided that our loan amounts and application criteria are just what you need, we welcome you to visit our website and make your payday loan application online or visit us in branch at one of our 40 branches nationwide.

Low rates loans you'll love

With interest rates that are capped according to the NCR,  Thuthukani Financial Services offer customers a very competitive payday loan service. When this capped rate is combined with a seamless 5-minute application and instant credit transfers - we simply come out on top every time.


Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment


Do you need emergency cash? Our payday loan service will see you through

As a lender that gets to business fast - we place a great deal of focus on ensuring that you can complete your payday loan application in minutes and get your loan immediately after approval.

Our basic lending requirements

To apply for a loan you must be aged over 18, have South African citizenship, be employed and be able to provide us with 3 month bank statements and 2 pay slips. We will require only that you be able to afford the monthly repayment on the payday loan - your credit history has little weight with us.

Apply for a loan in 10 minutes or less!

Our application form is simply a breeze from start to finish. Whether you're a new customer or have applied for a loan with us before we can guarantee that you'll be able to complete our form and upload your documents in under 10 minutes.

Thuthukani is a proudly South African company that celebrates our diverse culture and wants to help build a brighter future. To keep the spirit of the rainbow nation alive we allow clients to apply for a loan application in their own langue.

Choose to apply in your native tongue to eliminate confusion:

  • Afrikaans
  • English
  • Zulu
  • Southern Sotho

Our consultants are also able to assist you in your own language should you prefer the human touch and give you answers in real time. Our policy is to treat all individuals fairly and make sure that they understand the contract so that they can make an informed decision.

Payday loans advantages and drawbacks

A payday loan is characterised by the fact that it needs to be repaid by your next pay date. This allows you to borrow a small amount of money until your next payday. To make it easy to repay your loan we will set up a direct debit on your account that will deduct the entire loan amount, plus interest on your next salary date.

Advantages of payday loans include:

  • The speed at which they can be processed and paid
  • Simple loan requirements
  • Apply any time of the day or night
  • No need to speak to a consultant or complete mountains of paperwork
  • The cash will be deposited directly into your account

The main advantage of a payday loan is that you can get the cash you need very quickly so it is ideal to pay for emergency expenses or time-sensitive deals.

Spend your payday loan without any restrictions. Once it is time to repay the loan the entire loan amount will be deducted automatically.


Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • PAYDAY Loans
  • PERSONAL Loans

Customer Reviews & Testimonials

April 2019

Thuthukani approved my loan application when no one else would. I was very impressed at how easy it was to apply for a payday loan online. The interest rate that you charge on your loans was surp...

Ayden S
— Cape Town —

November 2018

I needed money in a hurry and didn’t know where to turn. I found your website and decided to apply. I found the application process very simple as I could complete the entire process from my cell...

Andile Z
— Soweto —

December 2018

My daughter was chosen to represent her school at an event in Johannesburg but she had to pay for her own flight to get there. I didn’t have extra cash lying around for such a large expense and w...

Megan A
— Port Elizabeth —

 Find us here


19 Onida Ave, Johannesburg
Pretoria
0184
South Africa

 Get in contact


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