About Ayoba Loans
Ayoba is a South African registered credit provider.
We are one of the leading online service providers. You can apply for a personal loan that is uncomplicated and effortless.
A simple and straightforward application process
Looking for an affordable loan is a full-time job on its own. So, when you have finally found us, we do not want to keep you waiting. Instead, we want to give you the best service so that you will not regret looking for a loan. Our loan application is quick, and you can finish applying for a loan in just a few minutes.
Your confidentiality is guaranteed
Most scams are happening online. So, when you are not comfortable with online loans, we understand your consent. But we can guarantee you that all the information you provide us with is confidential and have high-security measures. As a registered credit provider, we have to protect all or clients. If ever you have been in the market for a loan for a while now, we can help you get the loan you need as well as doing our level best with guiding through the process.
What Ayoba Loans can offer you
We strive to supply South Africans with personal loans when they need quick cash.
All our personal loans are unsecured. Unsecured loans mean that you do not need collateral for you to be granted a loan. All the loans we offer at Ayoba are fast, safe and reliable.
How do you qualify for our loans
To determine if you qualify for our personal loans you need to visit our website.
- South Africa with a green bar-coded ID
- Own a valid South African bank account, a debit order will be set up
- Earn at least R 3000 per month.
We have loans even for bad credit individuals
Slowly but surely everything in South Africa is becoming unstable including our economy. Which has led to many South African citizens being blacklisted? Although it is not everyone who gets to receive the loan for blacklisted, we only consider those who have bad credit records but not too poor. You should be poor enough to make monthly repayments.
Ayoba Loans Personal loans
- Loan Type Personal loans
- Interest Rate 15 – 60% p/a
- Repayment 1 month to 2 years
Benefits of Ayoba Loans
- Quick response time
- Affordable repayments terms
- An easy online application
- Low-income friendly loans
Personal loans calculator
Apply today and start improving your life
All our services are tailored to accommodate your current financial status
At Ayoba we believe in equality and we do not like to leave anyone behind. You can apply for a lot of more service even if you feel like you do not qualify, and we will assess your application to see the type of loan you qualify for.
Document to submit when you are applying for a loan
- ID number
- Full name and surname
- Cell phone number
- E-mail address
- Know how much you want to borrow
Benefit from using our service
At Ayoba we offer a wide range of services that are easily accessible and extremely fast turnaround. When you use Ayoba services you do not have to worry about standing in long ques. You do not have to worry about endless documents or even waiting for days with no funds in your account. After you have been approved you can expect to receive your quick loan into your bank account within 48 hours.
We have value-added benefits at Ayoba
At Ayoba we charge all our fees based on follows the terms set out in chapter 5 of the National Credit Act (NCA) no 34 of 2005. We have no hidden costs. You will only be charged an initial initiation fee of 15% of the instant loan amount up to R1 000 and 10% thereafter plus VAT. You can expect to pay R50 per month.
Apply today. We are waiting to assist you
Customer Reviews & Testimonials
Looking for a loan is so hard but when you have found a responsible lender like Ayoba. You need to worry not. They are transparent, and you will not be forced to sign or do anything you do not li...
— Polokwane —