Rating based on 11 reviews

Hoopla Loans


  • Personal loans up to R250,000
  • Apply online today
  • Repayment up to 36 months

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Hoopla Loans homepage

Author Hoopla Loans. Screenshot of Hoopla Loans website. [Accessed November 4, 2020]

About Hoopla Loans

Hoopla Loans have made applying for a personal loan safe, quick, and easy.

As a purely online broker Hoopla Loans makes it possible for you to connect with a panel of NCR licensed lenders. Lenders who will provide you with a personal loan to suit your needs.

They’ve been brokering loans since 2018, with an impressive percentage of satisfied customers. With an 82% loan approval rate, it isn't hard to see why they have a four-star rating. 

A quick and secure loan application

We provide a 100% secure site you can access from your computer or mobile device. Hoopla Loans takes your online safety seriously.

The data on our site is encrypted and only seen by the lenders who process your loan application. We then connect you to lenders willing and able to help you.

Once you’ve filled in our simple online loan application, it’s shared with our panel of lenders. The relevant lenders then contact you with their offer within minutes. Their interest rates, repayment rates, and periods may differ, but you get to choose the offer that suits you best.

What you can do with your approved loan

A personal loan is a great way to pay for a trip to the coast or a kitchen makeover. Personal loans are long term loans and can be paid off over a longer period of time.

Having up to 36 months to pay off your loan also means you’ll have smaller instalments in comparison with a short term loan.

Our trusted panel of lenders works hard to ensure that you’re paid out quickly. Once your loan has been approved it’ll be paid straight into your bank account.

What Hoopla Loans can offer you

As a proudly South African company, Hoopla Loans offers access to the best lenders in the country. Personal loans aren’t the only financial solutions we give you access to.

Through us, you can also apply for short term loans, payday loans, as well as no-credit-check loans to name but a few.

Three loan solutions to match your needs

  • Payday loans: offering customers 30-day loans from R100 to R8,000
  • Personal loans: Delivering flexible loans from R8,001 to R20,000
  • Long-term loans: For large expenses and projects lend between R20,001 and R250,000

Whether you have a perfect credit history or need a personal loan for bad credit, Hoopla Loans will be able to source an appropriate loan option.

Interest rates to suit your profile

Hoopla’s panel of lenders will review your application and make you a loan offer based on your individual profile and loan details.

The Annual Percentage Rate (APR) offered ranges from 20% to 112%, with those who are blacklisted usually securing a loan with a higher APR.

If you need a personal loan and want to make sure you secure the best rates, Hoopla’s brokerage services are ideal for you. Don’t waste time applying to multiple lenders, let a professional broker help you source the quick loan you need.

You’ll pick the offer with the most competitive interest rate, lowest fees, and most suitable loan term and monthly repayment. Another feature you may want to take note of is whether the lender charges early repayment fees or not.

Hoopla Loans Personal loans

  • Loan Type Personal loans
  • Loan Amount up to R250,000
  • Repayment 6 months to 36 months

Benefits of Hoopla Loans

  • Same day response to applications
  • 100% free to apply
  • Finance up to R250,000

Personal loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

One application, multiple competitive offers

Applying for a loan with Hoopla is quick, simple and can help you save hundreds. The process involves 4 easy to follow steps that can be completed online in minutes.

4 steps to personal loan approval

  • Fill out the application on Hoopla’s site
  • Lenders will check your application and instantly make offers
  • Choose your preferred options and sign the loan agreement
  • Your personal loan will be transferred to your account

Now that you‘re ready to apply for your personal loan through Hoopla Loans you’ll need five minutes to fill in the free loan application. To fill in the application form you need to be a South African citizen, over the age of 18 and be able to provide your personal information.

Applying for a loan on our site is truly that easy. Our lenders may require additional documentation but this will be discussed when they contact you to finalise your application.

Lenders may also base their decisions on how long you’ve been employed at your current job. If you’re still under a trial period or have been employed for less than 3 months some lenders may decline your application.

Those that choose to still offer you a loan may charge a higher interest rate or may request some additional information and supporting documentation.

Documentation that may be required

  • A copy of your South African ID (loans are strictly for South African Citizens)
  • Your most recent payslips
  • Your most recent three-month bank statement

One of the primary benefits of applying for your personal loan with Hoopla is that you’ll drastically improve your chances of approval. Since multiple lenders will review your profile and application, you’ll have access to some of the country’s most competitive FSPs.

Hoopla Loans has an amazingly high percentage of successful loan applications. Add to that the speed of lenders responds and the user-friendly application process and you have a winner!

Customer Reviews & Testimonials

December 2019

My dad got really sick last year and I didn’t know how we would pay the bills. I applied for a personal loan with Hoopla and just like that it was sorted!

Marta W
— Upington —

May 2020

I couldn’t believe it when my friend told me about Hoopla so I tried it. Five minutes and I had a personal loan, Thank you Hoopla!

Joy T
— KZN —

August 2020

I used Hoopla to get a personal loan so I could open up a restaurant. It was easy and I had the cash in minutes.

Vincent K
— Lamberts Bay —

Hoopla Loans Contact Details

Contact Number


  • not available


Physical Address

  • Office 2 Manhattan Corner, Century Way, Century City, Milnerton Cape Town Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed