Rating based on 1,361 reviews
About Hopon Loans
As an online lender in South Africa, we understand how important it is to provide our customers with the cash they need as quickly and effortlessly as possible.
We're not a bank and will never behave like one. Our lending requirements are simple and take less cognizance of credit history than the big guys.
Quickest loan processing times
As a lender that offers flexible loan amounts online one of our main focuses is on achieving the quickest loan processing times for each and every online loan application.
This means you can get the emergency loan you need quickly and with as little effort as possible with Hopon Loans.
What Hopon Loans can offer you
At HopOn Loans, you can get a quick loan in just 24 hours.
We offer flexible loan amounts and loan terms to match with a range of between 7 and 36 months depending on the type of loan and loan amount that you settle on. We're efficient and fast and it shows!
Apply in just 10 minutes
With Hopon Loans you can apply for your personal loan in as quickly as 10 minutes and are guaranteed to hear from us in an hour or less. You can also rest assured that once approved your loan will be credited to your account immediately after approval.
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In a Nutshell
- Average processing time 24 hours
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
Simply make yourself a cup of coffee, complete the application and relax while we set the ball in motion.
We're here to bail you out of a sticky situation when others can't - If you need a personal loan of up to R 50,000 we can help you!
We consider your application individually
Hopon Loans will not base a lending decision solely on an applicant's credit history but will rather focus on their ability to repay the loan through their regular income.
This opens the door for people with a skipped payment or two to apply with us.
Applying with us is quick and easy!
While applying for a loan may be a little nerve-wracking, when you do it online with Hopon Loans you can rest assured that it will be anything but. Our loan application form is simple and offers you only the best and most competitive loans available in the country.
Bad credit does not have to be a habit
In the current state of the economy, we understand better than anyone else that money can be tight. For this reason, it is quite likely that you have missed one or two payments that have caused your credit record to hit a snag. We do not discriminate on applicants based on credit history because we know that this is not a true reflection on your repayment ability. This is why we examine your bank statements in order to discern your affordability. The best part about our loans is that if you are able to meet the repayments without missing any, you can improve your credit score and gain access to better credit in the future.
Responsible lending done the right way
As a responsible lender, we believe in providing finance to people only if it will place them in a better financial position than before. This means that we will not lend more than what an individual is able to afford to repay. Lending is about empowering individuals so that they are able to achieve their goals without falling into a spiralling debt trap. We are also fully transparent; our fees, charges and costs are all laid out up front to ensure that you understand all of the implications of your loan before signing on the dotted line. Borrow from a lender that cares, borrow from Hopon.
Eligibility & Requirements
- Over 18 but under 65
- Employed full-time
- Credit check
- Active email address
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Personal Loans
Customer Reviews & Testimonials
With the assistance and efficiency of Hopon Loans, I was able to get the finance I needed without the struggle. Within 24 hours I had the money in my account and I could begin my planning!
— Secunda —
Online applications make everything easier. I do not have the time in my busy day to wait in a branch which is why the online application process was highly attractive to me. Within ten minutes everything was sorted!
— Phalaborwa —
- Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road, Johannesburg, Houghton Estate, 2198, South Africa
- P.O. Box 31841 , Braamfontein, Johannesburg, 2017, South Africa
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday Closed –
- Sunday Closed –