Rating based on 43 reviews

Izwe Loans


  • Personal loans up to R250,000
  • Low-interest starting from 24.75%
  • Repayment up to 60 months

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Izwe Loans homepage

Author Izwe Loans. Screenshot of Izwe Loans website. [Accessed April 30, 2018]

About Izwe Loans

Not everyone is the same and, at Izwe Loans, we understand that wholeheartedly.

We know that while some people prefer to stick to the only lender they know - their bank - others prefer to shop around and find good loan deals that can be obtained online.

Bad credit and good - we can help you today!

Non-bank lenders are generally used by people who have poor credit and cannot qualify for the personal loans offered by banks.

Izwe Loans serve both those who have good credit as well as those who have had a few credit issues. With us you can get a customized interest rate and a loan amount that meets your needs.

What Izwe Loans can offer you

If you need a personal loan of between R1,000 and R50,000 - Izwe Loans is the place to get it!

We offer flexible loan terms of between 9 and 60 months, an easy online application and quick loan turnaround times! Whether it's to pay bills or refurbish your house - we can help you get financed!

Affordable, faster and professional

We offer affordable personal loans and a simple online loan application that takes only a few minutes to get through.

Our services are superior to our competitors because we're more affordable, faster and offer the most professional service.

Izwe Loans Personal loans

  • Loan Type Personal loans
  • Interest Rate from 24.75%
  • Loan Amount up to R250,000
  • Repayment 9 months to 60 months
  • Decision 24 hours

Benefits of Izwe Loans

  • Personal loan up to R250,000
  • Flexible loan options
  • Flexible repayment terms
  • A quick and paperless loan applications

Personal loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Whatever the case – we are all unique which is why our finances should be treated the same

In order to apply for a fast loan with us we require you to provide us with documents to support your application but, not to worry because we do away with red tape and we make things simple!

Whatever your profession, age or location - Izwe Loans can provide you with a quick online cash loan that will help you get where you need to be!

Choosing a loan amount wisely

When choosing a loan amount and term you should always consider how much you can afford to repay each month.

If you take out a larger loan you will have to either have a bigger disposable income or select a longer loan term to lower your repayments. We will conduct an affordability check to ensure you can afford your instalments prior to making a personal loan offer.

Kick start your future with a student loan from Izwe

At Izwe we understand the difference that finance can make to your future which is why our student loans are a really attractive loan option. Get the financial boost that you need to further your education. Our student loans will help you to pay for your tuition, textbooks, accommodation and any other expenses that you have at a low and affordable rate. Simply complete the application form and we will be in touch. Take your future into your hands with the assistance of Izwe Loans.

Do not hesitate to consolidate

There is no shame in experiencing some financial difficulty. Almost everyone has at least one credit card. With credit cards and store cards being so readily available these days it is likely that you can find yourself in a bit of a financial pickle. Each credit card and store card have their own individual charges and interest which can accumulate to a hefty amount each month. This is why a consolidation loan can be your salvation. A consolidation loan will allow you to repay all of your current debt and repay only a single amount with one fee and one set of interest monthly. Not only will this free you of your debt but it will also save you money and make money management a breeze. Get your debt consolidation loan today!

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Izwe Loans is a trusted & reliable provider of personal loans

In our review, Izwe Loans adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

Izwe Loans is a registered credit provider in South Africa: NCRCP4560

Customer Reviews & Testimonials

September 2018

Thanks to Izwe I was able to get my son the finance that he needed to go to university. A fair lender that cares about the future of its customers!

Michelle S
— Constantia —

February 2019

With the assistance of Izwe Loans, I was able to rid myself of the financial burden I was experiencing. Debt is no longer an issue for me and I can now hold my head high with confidence as my fin...

Shayna K
— Paarl —

Izwe Loans Contact Details

Physical Address

  • Aloe Grove, Houghton Estate Office Park,2 Osborn Road Johannesburg Houghton Estate 2198 South Africa
  • Get Directions

Opening Hours

  • not available