Rating based on 479 reviews


Nedbank is a Registered Financial Service Provider / NCRCP16

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About Nedbank

Formed in 2003 the Nedbank Group is now one of the country's largest and most comprehensive banks - offering a huge range of banking and lending products and services.

We have over 1000 branches across the continent of Africa and over 30,000 employees - there to take care of you and your needs.

Building long term relationships with our customers

If you're tired of working with banks and lenders who simply don’t understand you then it's time to switch to a lender that does.

Nedbank makes an effort to build a long term relationship with clients where we get to know you and understand your needs as an individual.

What Nedbank can offer you

We strive to be the most technologically advanced online lender in the country and to pave the way for faster and simpler credit services.

We offer online short term loans and large personal loans that are affordable, easy to apply for and flexible enough to meet your needs.

Need a personal loan that's affordable?

At Nedbank, we believe that customers should be able to access the finance that they need to make their dreams come true and reach their financial goals.

We offer personal loans that range from R1,000 and R200,000 with loan terms ranging from 12 to 60 months.

Interest Rate

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In a Nutshell

  •  Average processing time 48 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Secured loan option
  •  Early repayment

We strive to be the most technologically advanced online lender in the country

We're a professional financial services provider that will work with you to arrange the most suitable combination of loan term and loan amount.

When you apply for a loan online with Nedbank our step by step loan application will make it easy for you to complete the form accurately and quickly.

Before you begin your application we recommend that you prepare your supporting documents and read through the information that we have made available on our website.

Apply for a loan that fits into your budget with Nedbank

Our eligibility requirements for a personal loan are standard and simple.

To apply for a loan you must:

  • Be a South African permanent resident or citizen
  • Be aged 18 or over
  • Be employed and earning a stable income
  • Not be blacklisted or bankrupt
  • Have a good credit record
  • Be able to provide a copy of your ID, bank statements and proof of address

Is the in branch loan application faster than the online application?

Both credit application processes are fast. It doesn’t matter which route you take, Nedbank will see to it that they respond to your loan application in the shortest turnaround time. We usually don’t waste too much time because we know that clients want to make use of the money right away.

The last thing we want to do is make you wait unnecessarily for feedback you can get in a day. This is the reason why we take only one business day to inform you if your personal loan application has been approved or not. The only delay may be on the client’s side when they take slightly longer to give us the documents that we have requested.

Provide us with real and accurate information

Failing to provide us with real and accurate information will not only delay the loan application process, but it may also make us prohibit you from ever applying for a Nedbank personal loan. Seeing that there are so many scams of late, the last thing we need from our clients is the submission of inaccurate and falsified loan applications.

Always give us truthful and meaningful details regarding your personal loan application.

Eligibility & Requirements

  •  Over 18 but under 65
  •  Employed full-time
  •  Self-employed
  •  Credit check
  •  Good credit history
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • Bank Accounts
  • Credit Cards
  • Loans
  • Insurance
  • Forex

Customer Reviews & Testimonials

Here’s a short video about Nedbank

Contact Details

  •  021 464 3940
 Visit Website


 Physical Address

  • Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre, Cape Town, Oranjezicht, 8001, South Africa

Opening Hours

  •  Monday 08:30 – 16:00
  •  Tuesday 08:30 – 16:00
  •  Wednesday 08:30 – 16:00
  •  Thursday 08:30 – 16:00
  •  Friday 08:30 – 16:00
  •  Saturday 08:30 – 12:00
  •  Sunday Closed –