Rating based on 50 reviews

Property Finance offered by ABSA

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ABSA is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7

About ABSA

ABSA is a subsidiary of Barclays and offers South Africans some of the most advanced and comprehensive range of banking and lending products on the market.

We value and exude respect, integrity and excellence in everything that we do from our community initiative to our everyday operations.

Investing in the communities we serve

We're committed to SMME development and pour our hearts and souls into helping new start-ups and small businesses thrive. We provide unique business banking solutions, business finance and solid mentorship programmes to achieve this goal.

What ABSA can offer you

ABSA Bank offers a range of flexible financial solutions including a range of credit cards, personal loans, overdrafts, student loans and banking solutions, instant cash loans, Islamic banking and investment accounts.

Whether you need a regular debit account with low account fees or are looking to buy a home - Absa Bank offers you only the best.

Home loans from Absa Bank

If you have a home loan with us and are looking to buy a new property we will reward you for staying loyal to us by lowering your initiation fees as well as a range of additional features. We offer buy-to-let mortgages, building home loans, international mortgages and even pension powered home loans.

Interest Rate

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Loan Amount



Repayment Term

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In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Interest-only home loans
  •  Online application
  •  In-store application

Buying your dream home is just one online loan application away

Prior to applying for a home loan with us, we recommend that you visit our website and review the massive range of mortgage solutions that we have available.

It's very easy to apply

At ABSA bank we want our customers to be well informed and able to make the best choice when it comes to financing their homes. For this reason, we have made it a priority to be of assistance when customers are looking at various home loan options and can, therefore, consult one of our highly trained consultants in branch or they can visit our website

Using our home loan calculators

You can make use of our home loan calculators to find out home much you can afford to pay each month and what your loan repayments and loan term will likely be. You can also initiate a web chat with one of our customer service agents who will be able to assist you with all of your questions and help get your loan application underway.

A loan that suits your needs

At ABSA bank we also understand that not all of our clients are in a position to save or have saved money in order to put down a deposit for a home. Our clients who are looking to purchase their first home without any kind of deposit may want to look into or focus on our MyHome Home Loan, which is likely to be the best product for your needs.

Eligibility & Requirements

  •  18 years or older
  •  ZA resident
  •  Employed full-time
  •  Active ZA bank account
  •  Photo ID
  •  Recent pay slips
  •  Bank statements
  •  Proof of address

Other Products & Services

  • HOME Loans
  • PERSONAL Loans
  • STUDENT Loans
  • BUSINESS Loans

Customer Reviews & Testimonials

August 2018

When I wanted to purchase my first home, I did a lot of research into different banks and compared their home loan offers and services. I have to say I am very happy with the overall experience I...

Pieter V
— George —

January 2019

Very affordable interest rates and service fees. Would recommend to others

Ganeefa M
— Uitenhage —

February 2019

This was the second time we applied for a home loan with this bank. Like that we were rewarded for our 'loyalty', having lowered costs

Amanda T
— Cape Town —

April 2019

Very affordable home loan solution, excellent service when I wanted to query and track my account and repayments

Avinash P
— Durban —

 Find us here

134 Adderley St, Cape Town
Cape Town City Centre
South Africa

 Opening hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed

 Get in contact