Rating based on 21 reviews

Bond Busters


  • Expert loan services
  • Paperless applications
  • Save on interest

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Author Bond Busters. Screenshot of Bond Busters website. [Accessed February 26, 2020]

About Bond Busters

There are so many lenders in the home loan market that it can be incredibly difficult for the average South African to be confident in the lender that they have selected.

A home loan is a massive commitment and responsibility and choosing the wrong lender is not a great way to start this chapter of your life. But with the help of Bond Busters, you will not have to worry about making a bad choice.

About the Bond Buster team

Bond Busters is an independent mortgage broker and we focus on assisting first-time buyers to properly finance their dream homes. But, if you are unhappy with the current mortgage you have, we can also assist you to re-mortgage your loan through a different lender who can possibly provide you with a more affordable deal.

Re-mortgaging your loan, or applying for a first-time home loan, can be tedious and frustrating. But you will not have to worry about this as the Bond Buster team accepts all the administrative burdens to negotiate a deal that you deserve. We are dedicated to excellent customer service and our ultimate aim is to help South Africans save money on their home loans.

Why you should make use of our services

A home loan, or mortgage, is the largest expense you will ever incur in your life which is why we want to ensure that you are not being forced into a deal that is inadequate and non-beneficial. At Bond Busters our team has an excellent understanding of the home loan market in South Africa and we are affiliated with major lenders that offer excellent deals.

We will take your information and use it to negotiate the deal of a lifetime. At Bond Busters we offer more than the average home loan solutions by dedicating all our time and effort into serving our clients needs.

What Bond Busters can offer you

Whether you are a first-time buyer or a current mortgage holder, Bond Busters will consider your application.

We are flexible and adaptive to every situation a lender can throw at us: if there is a better deal out there, then we will make sure that your name is next to it.

Purchasing your first home

The property market is very accommodative of first-time buyers and Bond Busters uses this opportunity to your own advantage by ensuring that you can obtain the very best deal. A good mortgage deal can not only save you money over the long-term but allow for greater cash flow in your day-to-day life.

Bond Busters will make you aware of all the hidden costs and arrange a repayment strategy that is tailored to your individual needs. We can even arrange up to 110% of the home value to help you to cover the deposit amount for your new home – we understand better than anyone that deposit money is not easy to come by in the current economic climate.

Successful and easy remortgaging

When you obtained your home loan back in the day you may have had a slightly bad credit record, or the market was simply bad. These factors can easily result in an interest rate that is higher than you would have preferred. Bond Busters now provides you with the opportunity to remortgage your loan with another lender at a better interest rate.

The potential cost savings in the long-term is well worth the effort and, if it makes you feel better, we will handle all of the transferring and organizing so you do not need to explain anything to your old lender. When you remortgage, we will assess the state of the market and advise whether you should apply for a fixed, variable, or combined mortgage.

Bond Busters Property finance

  • Loan Type Property finance

Benefits of Bond Busters

  • Remortgaging advice
  • High quality of service and advice
  • Consolidate short-term debts
  • The best deals on home loans

Get the home loan you need with Bond Busters

Even if you made a poor choice when you were young, now is the time to set things right.

Or you can learn from the mistakes of others and make use of our services from the start! Bond Busters wants to ensure that all South Africans receive the best home loan possible and we will not rest until we find it.

Get the process started

To get the ball on the roll all you need to do is complete our loan application. It is entirely online so you do not need to make your way to our offices, you can complete it from home or work. As soon as your application has been assessed, one of our advisors will be in contact with you so that we can begin the process.

The qualifying criteria

As a mortgage broker, Bond Busters has to comply with the lending requirements of the lenders that we are affiliated with. These requirements are also here to protect you from signing up for a home loan that you cannot afford. The applicant should have a(n):

  • Good credit record
  • Stable history of full-time employment
  • Income or joint income of at least R6,000 per month

The monthly repayments should not exceed 30% of the gross income of the applicant(s).

Can I apply if I have bad credit?

Even if you have a poor credit record, you can still apply for our services. We are affiliated with bad credit lenders who will be able to provide you with a loan, but it will home at a penalty. It is best to get your credit record in order before applying for a home loan to maximize savings. But, if you apply, we will be happy to discuss your options with you.

Customer Reviews & Testimonials

June 2019

Bond Busters helped me to remortgage my home loan. It was a pain-free process and now I have much more disposable income than I had before! Thanks for the great work, guys.

Amy F
— Cape Town —

August 2019

It is the first time that I apply for property finance and I was not sure what options I had. I decided that going through a professional was the smartest move and I am not disappointed!

Rachel D
— Johannesburg —

Bond Busters Contact Details

Contact Number



Physical Address

  • 5th floor, 11 Adderley St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
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Opening Hours

  • not available