Rating based on 1,531 reviews


FNB is a Registered Financial Service Provider / NCRCP16

image of FNB

About FNB

First National Bank is South Africa's leading financial services provider that offers customers a comprehensive range of credit and transaction services.

From personal loans that can be obtained online to affordable home loan products that cater to a variety of needs and people.

Our customer service is our priority

FNB strives to attend to our customers quickly and with professionalism and speed whenever they interact with us. Our customer service agents and employees all undergo extensive training and bring experience, expertise and excellent customer service to the table.

What FNB can offer you

FNB offers an extensive range of everyday transactional accounts, debit cards, credit cards, personal loans, vehicle finance and home loan products.

We are a leader in offering tailored financial products that meet the needs of our customers and strive to offer a personalized service in all our offerings.

Our extensive range of home loans

FNB offers an extensive range of home loan products from Sharia'ah compliant home loans for our Islamic clients to home loans for non-residents looking to purchase property in South Africa. We offer home loans for those who which to build a new home and those looking to buy an existing home. Visit our website to find out more about our range of home loan products and find the one that suites you best.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 years

0 years

In a Nutshell

  •  Fixed-rate home loans
  •  Floating-rate home loans
  •  Online application
  •  In-store application

With lower interest rates & outstanding service, we are the preferred home loan lender in SA

Before you begin your online loan application we recommend that you visit our website and find out more about our home loan range.

We also have a comprehensive package of information that will take you through each and every step in buying a home in detail.

We offer the following home loan products:

  • Home loans to buy a property
  • Home loans to build a property
  • Sharia'ah Home Loans
  • Foreign choice home loans for non-residents
  • Switching to an FNB home loans

Buy a property as an individual, with a spouse or as a company

At FNB you can purchase a property as an individual, with your spouse as a joint applicant or as a company. You can even apply for a 100% home loan - which means that you can buy the home of your dreams right now! The interest rate that you'll be offered will depend on your individual credit risk profile.

Our innovative online platform

FNB prides itself on being an innovative financial institution. We aim to stay up to date with trends and understand that our clients are busy people who need access to information quickly and do not have the time to go stand in line at the bank for hours on end just to apply for a loan, get fees to estimate or manage their accounts and repayments. FNB allows its clients to do each of these things from the comfort of their homes or offices, all online.

On our website we provide clients and potential clients access to all the information they could need, as well as an online loan and fees calculator which allows our clients to determine how big of a loan amount they qualify for, the interest rate attached to their loan, the rates and fees payable on all loan amounts, as well as determine which loan term works best for their needs.

Eligibility & Requirements

Other Products & Services

  • Bank Acounts
  • Credit Cards
  • Saving Acconts
  • Home Loans
  • Business Loans
  • Overdrafts
  • Student Loans
  • Insurance

Customer Reviews & Testimonials

Contact Details

 Visit Website


 Physical Address

  • 13, Thebe Hoskins House, 4 Breda St & MILL Street, Cape Town, Gardens, 8001, South Africa

Opening Hours

  •  Monday 09:00 – 16:00
  •  Tuesday 09:00 – 16:00
  •  Wednesday 09:00 – 16:00
  •  Thursday 09:00 – 16:00
  •  Friday 09:00 – 16:00
  •  Saturday 08:30 – 13:00
  •  Sunday 09:00 – 16:00