Rating based on 9 reviews



  • Property finance up to R300,000
  • Low-interest starting from 10.50%
  • Repayment up to 30 years

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FNB homepage

Author FNB. Screenshot of FNB website. [Accessed April 30, 2018]

About FNB

First National Bank is South Africa's leading financial services provider that offers customers a comprehensive range of credit and transaction services.

From personal loans that can be obtained online to affordable home loan products that cater to a variety of needs and people.

Our customer service is our priority

FNB strives to attend to our customers quickly and with professionalism and speed whenever they interact with us. Our customer service agents and employees all undergo extensive training and bring experience, expertise and excellent customer service to the table.

What FNB can offer you

FNB offers an extensive range of everyday transactional accounts, debit cards, credit cards, personal loans, vehicle finance and home loan products.

We are a leader in offering tailored financial products that meet the needs of our customers and strive to offer a personalized service in all our offerings.

Our extensive range of home loans

FNB offers an extensive range of home loan products from Sharia'ah compliant home loans for our Islamic clients to home loans for non-residents looking to purchase property in South Africa. We offer home loans for those who which to build a new home and those looking to buy an existing home. Visit our website to find out more about our range of home loan products and find the one that suites you best.

FNB Property finance

  • Loan Type Property finance
  • Interest Rate from 10.50%
  • Loan Amount up to R300,000
  • Repayment 10 years to 30 years

Benefits of FNB

  • A fixed interest rate
  • Repayment terms up to 240 months

With lower interest rates & outstanding service, we are the preferred home loan lender in SA

Before you begin your online loan application we recommend that you visit our website and find out more about our home loan range.

We also have a comprehensive package of information that will take you through each and every step in buying a home in detail.

We offer the following home loan products:

  • Home loans to buy a property
  • Home loans to build a property
  • Sharia'ah Home Loans
  • Foreign choice home loans for non-residents
  • Switching to an FNB home loans

Buy a property as an individual, with a spouse or as a company

At FNB you can purchase a property as an individual, with your spouse as a joint applicant or as a company. You can even apply for a 100% home loan - which means that you can buy the home of your dreams right now! The interest rate that you'll be offered will depend on your individual credit risk profile.

Our innovative online platform

FNB prides itself on being an innovative financial institution. We aim to stay up to date with trends and understand that our clients are busy people who need access to information quickly and do not have the time to go stand in line at the bank for hours on end just to apply for a loan, get fees to estimate or manage their accounts and repayments. FNB allows its clients to do each of these things from the comfort of their homes or offices, all online.

On our website we provide clients and potential clients access to all the information they could need, as well as an online loan and fees calculator which allows our clients to determine how big of a loan amount they qualify for, the interest rate attached to their loan, the rates and fees payable on all loan amounts, as well as determine which loan term works best for their needs.

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FNB is a trusted & reliable provider of property finance

In our review, FNB adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.

FNB is a registered credit provider in South Africa: NCRCP16

Customer Reviews & Testimonials

September 2018

What an absolute pleasure dealing with FNB, they provide great customer service and gave me excellent rates and terms for my home loan

Ryno B
— Stellenbosch —

December 2018

Very quick and easy application process. I was able to do everything online including submitting documents, signing agreements emailed to me and just scanning it back. Very good service

Nathan A
— Upington —

January 2019

My husband and I were very satisfied with the service we received from FNB when we applied for our first home loan. We were very scared, but we went into our local branch and the lady that assist...

Tiffany J
— Polokwane —

FNB Contact Details

Physical Address

  • 13, Thebe Hoskins House, 4 Breda St & MILL Street Cape Town Gardens 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday 08:30 – 13:00
  • Sunday 09:00 – 16:00