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Home Loans South Africa


  • Property finance up to R1,000,000
  • Low-interest starting from 8.5%
  • Repayment up to 20 years

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Author Home Loans South Africa. Screenshot of Home Loans South Africa website. [Accessed February 26, 2020]

About Home Loans South Africa

You have reached that exciting part of your life wherein you can start shopping for your dream home.

Now all that is left to do is arrange the home loan to purchase it. Home Loans South Africa can provide you with the financing that you need and so much more to secure your dream home – without the hassles.

Welcome to Home Loans South Africa

At Home Loans South Africa, we are dedicated to providing South Africans with the best mortgage options by comparing numerous rates from different lenders. That’s right, we do all the gathering and comparing so you do not have to! All you have to do to aid the process is complete a simple online loan application and, by using this information you provide, we are able to procure the ideal home loan that is completely tailored to your preferences and needs.

With more than twenty years of experience in the mortgage brokerage industry, we have established strong relationships with the most trusted lenders in the land.

More than securing a loan

When you choose to make use of our services, we do not simply secure a home loan for you. Everyone is different which is why we place particular emphasis on securing a home loan that is totally unique and adaptable to the needs of the client. This goes hand-in-hand with our advisors personally assisting you with loan structuring. If this is the first time you are buying a home, you might feel quite overwhelmed and not know what exactly to do.

This is where we come in: we will determine whether fixed or variable is better for your finances based on the rate that we are able to secure with the lender.

What Home Loans South Africa can offer you

A home loan is the largest financial commitment you will enter into in your lifetime which is why we want to help you ensure that you have done everything correctly.

What’s better is that we provide our expert services for free – you will not need to pay a cent.

Securing your home with a home loan

If you have found a house that you simply cannot get out of your mind, then it is time for you to make an offer. But, before you can do that, you need to have the financial backing. Home Loans South Africa is able to secure finance for prospective homeowners from the value of R400,000. However, this borrowing amount is not only used for purchasing a property. It can also be used to build a home or expand onto your current property.

The benefits of using our services

When a client applies to make use of our unique services, we dedicate our time and resources fully to achieving the goals the client has set out for us. We are affiliated with all the leading banks in the country so we can negotiate a tailored deal for your individual needs. With our knowledge of the industry, we are able to seamlessly guide the application through the relevant channels to achieve a fast and effective home loan solution.

And you do not have to do a thing! We handle all the applications and hassles – all you have to do is sign on the dotted line when you are happy with the agreement we have procured.

Home Loans South Africa Property finance

  • Loan Type Property finance
  • Interest Rate from 8.5%
  • Loan Amount up to R1,000,000
  • Repayment 20 years

Benefits of Home Loans South Africa

  • Advice from property finance consultants
  • A free loan application service

Home Loans South Africa – your trustworthy home loan lender

You do not have time to waste! That dream home you discovered will not remain unoccupied forever and you do not want to have it snatched out from under you.

Allow us to help you secure the finance you need quickly and affordably so that you can get started on your new chapter.

Applying for our services

We believe in keeping things simple which is why our application process is not only completable online: it is also very short and to the point. All you need to do is fill in your details and one of our advisors will contact you to discuss the preparation process.

But do I qualify?

While the lenders and banks that we affiliate with do have requirements, there is no cap to who can make use of our brokerage services. Home Loans South Africa is not afraid of a challenge so even if you have bad credit, we will be willing to help you obtain the home loan you deserve.

Make use of our calculators

We have numerous bond calculators accessible on our website. These nifty tools should help you to determine the most affordable monthly repayment scheme that you can afford. At the least, it is a good place to start wrapping your head around your home loan options!

Customer Reviews & Testimonials

September 2019

Home Loans South Africa is a dedicated broker; they did not stop at anything to secure the best home loan possible for me. My family and I are in love with our new home and it is all thanks to Ho...

Duncan P
— Port Elizabeth —

February 2019

I have never organized finance in my life and had no idea where to start. With the help of the personally assigned financial advisor from Home Loans South Africa, they were able to guide me throu...

Llewellyn S
— Welkom —

Home Loans South Africa Contact Details

Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed