Nedbank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP16
Nedbank is a company with a strong passion for sustainable environmental practices, entrepreneurship, education and health care.
We aim to offer our customers the best that the financial and banking world has to offer while maximizing returns for our stakeholders.
A far-reaching credit provider
We proudly have over 3800 ATM's across the country and Africa and over 7 million clients. We have 1143 branches and have some of the most passionate, dedicated and well trained staff members who do the hard work that keeps us successful and growing.
What Nedbank can offer you
Our personal loans are tailored to meet the customers individual needs and we offer some of the lowest interest rates.
Building and existing property loans
We offer home loans to people looking to build their own home as well as those wishing to buy an existing home. Our ordinary home loans can offer either fixed or variable interest rates and we have a typical loan term of up to 25 years.
From 0 %
In a Nutshell
- Fixed-rate home loans
- Floating-rate home loans
- Online application
- In-store application
Turn to Nedbank when you are looking for a home loan with a difference
Prior to making your online loan application we recommend that you review the available home loan options on our website.
You could opt to choose a NedRevolve loan which will provide you with extra money to revamp and improve your home or choose a HomeVision loan to access extra funds at a later date at a low-interest rate combined with your mortgage.
Applying online made easy
We offer an online loan application for those looking to buy a home. Our loan application is simple and can be completed in your own time. To complete our application form you must meet the income requirements for the value of the property you intend to buy and you must have a good credit history. You will need to provide us with a complete application form, your bank details, proof of income, assets and liabilities, a copy of your ID and a signed offer to purchase.
Advise and assistance when you need it
As a dedicated financial service and credit providers, we at Nedbank offer a variety of financial services and home loan options, which is why we encourage our clients to make sure they have a complete and informed understanding of what is on offer.
Our clients are advised, to review all the available home loan options on our website and should they have any further questions or concerns, to contact one of our branches and speak to a well-trained and dedicated staff member to clear up any misconceptions or misinformation.
Always helping you get more
At Nedbank we understand that at times life can get tough – where misfortune strikes and a variety of crisis strike at once or sometimes it just gets dull and we would like to freshen up our homes. When you have a home loan from Nedbank, we make it easy for you to gain access to more funds with your existing mortgage.
Eligibility & Requirements
- 18 years or older
- ZA resident
- Employed full-time
- Active ZA bank account
- Photo ID
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- HOME Loans
- PERSONAL Loans
- STUDENT Loans
- CREDIT Cards
Customer Reviews & Testimonials
Overall not a bad experience completing the online application form. I appreciate that I could save my application form and complete it at my own time. However, the site did not always have all t...
— Bisho —
Nedbank offered me a very affordable interest rate and fees on my home loan. Very professional bank and service
— Kimberley —
Find us here
Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre, Cape Town
- Monday 08:30 – 16:00
- Tuesday 08:30 – 16:00
- Wednesday 08:30 – 16:00
- Thursday 08:30 – 16:00
- Friday 08:30 – 16:00
- Saturday 08:30 – 12:00
- Sunday – Closed