Trying to choose the ideal home loan can be quite frustrating and complicated; there are so many different options available and all of them appear to be great, but which one is actually the best?
Wouldn’t it be great if there were someone who could do all the ‘shopping’ for you? Thankfully, there is, and that company is Ooba!
Ooba at your service
At Ooba we take pride in our ability to not only compare but locate the ideal home loan solution for our clients. Purchasing your first home should not be a remembered as a nightmare which is why, with the help of our services, we plan to make it a memorable occasion. We have the knowledge, tools, and expertise to guide you into the welcoming arms of leading financial lenders in South Africa.
As a mortgage broker, it is our job to negotiate the best deal with the lender and all you have to do is sign the paperwork – but, not to worry, we will never force you into a deal if you are not feeling it. In fact, we will be with you every step of the way even once you have moved into your home! At Ooba, we take it upon ourselves to ensure our customers are living the life they have always dreamed of.
Become financially empowered
You are buying a home and that is a massive deal – you should feel elated, excited, and empowered! But we do not want the feeling to end there; we will ensure that you become financially empowered through our services. With the use of our specialized affordability tools, we will be able to assess your loan affordability to get you pre-approved for a home loan. This way, you can get out of the house and begin the search for your new forever home.
We will dedicate an expert from our team to your case and that advisor will work with you from start to finish and be available to you whenever you require their assistance. The best part is that we will obtain multiple quotes, conduct thorough loan comparisons, and negotiate as much as we can to ensure that you receive a good deal and are able to save some money along the way!
What Ooba can offer you
The financial advisors at Ooba will work around the clock to guarantee that you are not only pre-approved for a loan, but you also receive the home loan that you deserve.
All it takes is one application and we can provide you with the world of options – all you have to do is say the word and we will do all the arrangements.
Let’s get pre-approved
The first step to a successful home loan application is getting pre-approval. This will not only increase the chances of a successful application by 85% but will provide you with an indication of the total borrowing amount you can access. Once you know how much you are able to afford to spend, it makes shopping a whole lot more fun.
Pre-approval also provides you with an edge; those who are interested in making an offer on a home that is already pre-approved are more likely to be chosen for a sale because there is less chance of the sale falling through. Plus, you can eliminate the chance for disappointment by having to walk away from a home that you cannot afford.
Organizing your home loan through Ooba
When you complete our home loan application, you are not only completing a single application. This application will be used to negotiate with a number of lenders to see who is willing to provide the best offer. Once all the quotes have been collected, we can begin discussions and alterations where flexibility is possible.
We are even able to secure home loans with zero deposit requirements. 36% of those who have chosen Ooba as their broker has been able to qualify for a home loan with their own bank that has previously rejected their applications – yes, we are just that good!
Ooba Product Details
- Loan Type Property finance
- Interest Rate from 7.25%
- Loan Amount up to R125,000,000
- Repayment 5 years to 30 years
Ooba – a mortgage broker that you can trust
Talking and planning your home loan are all essential to the process but it is time to make the process official.
And the only way to do so is by completing that application. The deals will not find their way to you – its time to grab life by the horns and go find that dream home you deserve!
The Ooba application process
At Ooba, we do not believe in making finance complicated. Everything is complicated enough which is why our application process does not have to be. The entire process can be handled online via your laptop, Smartphone, or Tablet. All you have to do is visit our website, click ‘apply’ and Bob’s your uncle!
We welcome all
Many lenders turn those with bad credit away, but we are not like that. Among our affiliated lenders are those who deal with individuals who have less-than-perfect credit. Our requirements are not strict; we are dedicated to helping all. Just complete the application and we will see what we can do.
A calculator for every situation
We love tools that make life easier which is why our website has a page dedicated to different types of calculators; bond calculators, repayment calculators, and even deposit calculators to name a few. Go have a look and try them out for yourself!
Customer Reviews & Testimonials
Ooba was a delight to work with; their staff know what they are talking about and are super friendly, enthusiastic, and willing to work. If you need home loan assistance, these are the people you...
— Port Elizabeth —
I honestly know very little about home loans so when we got married, I was worried about applying for our first mortgage, but Ooba was very helpful and eased my stress. We are now happy inside ou...
— Worcester —