Cobol – Short-term loans

The smart and easy way to stress-free loans just for you. Get approved within minutes of the loan application.

It's so easy to apply and you get a 6 month repayment period, the only play that can make it possible for you. We offer a variety of loans so that you can find the one that suits your budget. If it’s for that unexpected doctor visit or just a holiday that you needed badly.

Affordable loans and interest rates

We know that loans can get expensive when it comes to interest and that we usually don’t realize that we borrow more than we can afford. That is why we try to give you the help that you are looking for. We assist with debt counselling and would never try to lend you an amount that can negatively influence your budget. With us, you can also apply for a personal loan and business loans.

Here at Cobol, we want to make everything as easy as possible for you all the time, so that you don’t waste time on things that keep you away from the things you want to do.

Quick and easy online application 

Our payday loans can be any amount up to R3000, but first, you need to complete our online application to see what amount you do qualify for. Then we make you an offer and you can accept or decline our offer. It is all up to you. When you have accepted our offer we deposit the money into your account almost immediately. Repayments are paid via debit order every month. To make a loan you have to be 18 and older, be a South African citizen and be employed with earning at least R3000 a month. If you want to know if you meet our requirements please take a moment and read through our terms and conditions.