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Credit Genie


Credit Genie homepage

Author Credit Genie. Screenshot of Credit Genie website. [Accessed November 16, 2020]

About Credit Genie

Credit Genie is all about supplying you with the best loan.

We work Monday to Saturday as well as public holidays. We’re determined to give you our best with our dedicated consultants and expert staff.

We’ve been providing quality loan finding services for many years.

Our loyal customers know that we provide trustworthy, transparent loan options and this is why they keep coming back.

Credit Genie provides innovative short term lending services to make your life easier.

Your personal legal team

Credit Genie is always on your side. We provide access to fully licenced and authorised legal teams at affordable prices. They’re there to repair any damage caused.

We offer a library of legal documents to the value of R1 500 and assistance on many legal matters.

Advice can be given on the labour law, the Road Accident Fund, accident-related issues, and anything relating to criminal offense, debt, child maintenance, and divorce hearings.

A full credit report

To receive fast loans from certain lenders, you must have a healthy credit score.

Lenders will check up on your credit report so you need to evaluate it regularly. These checkups allow you to correct possible shortfalls quickly.

Short term loans, home loans, personal loans, and any other loan will require a full credit report. We offer you access to your credit report.

Our dedicated team has also put together a list of tips and advice to help repair your credit history.

What Credit Genie can offer you

We provide our customers with comparison services for when they are looking for a short term loan.

Credit Genie believes that loan finding should be easy and that the application process should be a breeze.

We make this happen through our online platform. Through us, you can find all the information you need about our online loans.

In the same breath, you can quickly and easily apply. It takes just 10 minutes and the entire online loan application is paperless. Just supply us with your desires on loans and we’ll find the right lender for you.

Improving your credit score through Credit Genie

Bad credit is not a life sentence. Credit Genie has put measures in place to help you make improvements. Through our financial wellness program, we assist our members with credit score repair. You can still get a loan for your personal needs. We can let you see your current credit rating and then we give professional advice on how to improve it.

You’ll also gain access to financial assessments, debt management, and a formal debt review. An added extra is our budgeting service which helps you plan for your future.

Credit Genies short term loans

Credit Genie is a South African loan finding service. We’ve been in the business for over 9 years and can, therefore, give you exactly what you need. We aim to assist you regardless of your financial status.

Our short term loans offer up to R150 000 with a minimum of R1 500. Our consultants bring you fast replies and phenomenal service.

We can save you up to 50% on your debt through consolidation. These short term loans have lower interest rates than most lenders outside our panel offer. Credit Genie offers an instant way to get cash.

Credit Genie Short-term loans

  • Loan Type Short-term loans
  • Loan Amount up to R150,000

Benefits of Credit Genie

  • Save up to 50% on repayments
  • Access to a panel of lenders
  • 24/7 legal aid

Short-term loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Quality lenders brought to you by Credit Genie

When applying for a loan through Credit Genie, it’s done completely online.

The application process is quick and easy. Once you’ve applied you won’t wait long for a response. And once confirmed, you’ll have your money within a few days, depending on which lender you choose.

If you urgently need money, our comparison service is the way to go. Find the perfect provider of a short-term loan through Credit Genie today. We can provide advice, lenders, loan options, and much more. Our fast response is the way to go.

Our application process

When applying, we have three steps to help you keep track of the process. Start, activate, and success. Starting your application consists of providing your basic information.

  • Personal details - name, surname, email, phone number; and ID number
  • Loan details - bank name and loan amount
  • Income details - gross income bracket, net income bracket, salary frequency, and date
  • Expense details - accommodation, food, transport, medical, and others
  • Employment details - employer name, city of work, employment status, and period
  • Optional free services - funeral cover, grocery insurance, and others
  • Confirmation - this is your agreement to the terms and conditions

Our financial wellness program

Many lenders will be wary when helping those with poor credit scores. This is why we have a wellness program to help you.

  • Telephonic financial counselling on matters such as budgeting, income, expenditure, and savings.
  • Formal debt reviews to obtain information from creditors and negotiate payments.
  • Debt management for improving financial awareness, discipline, and control.

Customer Reviews & Testimonials

July 2020

It's quick and easy to get a loan with Credit Genie

Gerald F
— Pretoria —

November 2020

I applied for a loan and got my money super fast

Lindie R
— Port Elizabeth —

Credit Genie Contact Details

Physical Address

  • 27 Willie van Schoor Avenue Suite 302, Tygervalley Chambers 5, Bellville Cape Town 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed