Rating based on 45 reviews



  • Short-term loans up to R5,000
  • Low-interest starting from 212%
  • Repayment up to 6 months

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Dunami homepage

Author Dunami. Screenshot of Dunami website. [Accessed April 30, 2018]

About Dunami

Our short term micro-loans were designed with the everyday South African in mind.

If you need a loan that is big enough to meets your needs but won’t leave you broke at the end of the month our products are ideal since we offer payday loans with longer repayment terms.

We take pride in our speed and reliability

As a lender that takes pride in serving our customers with our flexible and fast loans, we’re reliable and will always assist you with understanding and respect.

If you're looking for a lender that offers you more than just a quick loan - choose Dunami.

What Dunami can offer you

Dunami believes in simplicity in everything that we do. With us, you won't feel suffocated by slick sales talk or financial jargon.

What we do is simple - we offer quick loans that range from R 1,000 to R 5,000 with a loan repayment term of 6 months.

We're a registered and transparent lender

We are registered with the National Credit Regulator and strongly believe in responsible lending practices.

Our interest rate on all personal loans are capped at 212% per annum and we always conduct ITC checks to ensure that our customer can afford the credit that they are applying for.

Dunami Short-term loans

  • Loan Type Short-term loans
  • Interest Rate from 212%
  • Loan Amount up to R5,000
  • Repayment 30 days to 6 months

Benefits of Dunami

  • Fixed repayment terms up to 6months
  • Small short-term loans starting at R1000
  • Competitive interest rates

Short-term loans calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Our short-term loan options are ideal to use in cash emergencies

Even though we offer fast micro-loans, we are not a payday lender and offer customers a loan term of 6 months.

This is ideal to ensure that you can get the cash that you need today without having to commit a huge chunk of your next paycheck to repay the loan.

What exactly is a short-term loan?

A short term loan has many definitions but at Dunami we like to keep things simple so we define it as a loan that does not exceed R5,000 and can be repaid within a 6 month period.

If you need money to pay for a family holiday or pay your dentist bills these loans are the ideal solution.

How to apply with us

With Dunami you can apply for a loan online at any time 24 hours a day, 365 days a year from just about anywhere.

Once you fill in our application form we will ask you to upload or send us your ID, payslips, bank statements and proof of address after which we will immediacy send through your approved loan.

Existing customers can simply log in and request a loan in a click of a button.

How can I increase my chances of being approved for a short term loan?

The best way of increasing your credit profile is by minimizing the amount of money you are using on buying things that are not important. Instead of buying things, you can start saving money. This way, your credit profile will increase because you won’t be applying for loans but you will be saving your money instead. It is important that you only apply for an emergency and nothing else.

While there is also no telling when you will be in need of a loan, it is always better to preserve unnecessary loan applications for rainy days.

How long will it take to get my short term loan approved?

We are always quick on our feet to ensure that our clients get their money as quickly as possible. Depending on when you applied, you will get your money on the same business day or the following day.

In order to ensure that you get your money as quickly as possible, provide us with all the documents that we request. We will then be able to fast track your application because we know that customers usually want to make use of the money right away.

Customer Reviews & Testimonials

July 2019

Dunami gave me a chance to attend to my financial emergencies by approving my short term loan.

Nelson W
— Cape Town —

February 2019

Dunami has one of the lowest interest rates. I would recommend their services to anyone who isn’t looking to pay back a lot of money.

Gareth B
— Pretoria —

Dunami Contact Details

Contact Number


  • not available


Physical Address

  • Suite 702 Boland Bank Building, 16 Lower Burg Street Cape Town Cape Town City Center 8000 South Africa
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Opening Hours

  • not available