Rating based on 52 reviews

Short-term Loans offered by Letsatsi Finance and Loan

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Letsatsi Finance and Loan is a registered credit provider with South Africa’s National Credit Regulator: NCRCP895

About Letsatsi Finance and Loan

When you’re looking for an online lender in South Africa you need to look at a company that offers ideal loan amounts, affordable interest rates and flexible loan terms.

At Letsatsi Finance and Loan that’s exactly what we deliver to our valued customers who rely on us to offer them quick cash when it’s needed.

Helping you get through

At Letsatsi Finance and Loan we understand that cash emergencies can happen to anyone and that’s why we strive to credit the short-terms loans we offer to the accounts of our customers as quickly as possible.

We have 40 nationwide branches where customers can apply for a loan and we also accept online applications! 

What Letsatsi Finance and Loan can offer you

We offer payday loans, short term loans, debt consolidation loans and long term loans that range from R1,000 to R100,000 with a loan term of 13, 24 or 36 months.

With multiple branches across the country, we serve multiple communities and are always available to advise and assist our customers with their lending needs.

Our range of short term loans

At Letsatsi Finance and Loan our short term loans offer customers between R500 and R8000 with a repayment term of either 2 or 6 months. These short term loans are ideal for weddings, doctor's bills and university or school fees.  

Interest Rate

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Loan Amount



Repayment Term

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In a Nutshell

  •  Average processing time 1 hour
  •  Online application
  •  In-store application
  •  Unsecured loan option
  •  Bad credit consideration
  •  Early repayment

Get a short-term loan from Letsatsi today! Our loans are flexible and reliable

At Letsatsi Finance and Loan we offer customers the option to come in branch and apply for a loan with the help of one of our advisors as well as to complete a loan application online.

Our online application is quick and easy and will help you get the short term loan you need in under 60 minutes.

Our staff are well trained and can help you get your application completed and your loan processed fast.

What you'll need to get a loan

In order to apply for a loan, you must be a South Africa resident or citizen, be over 18 and have a stable monthly income which we will verify using your bank statements.

In addition to 3 months worth of bank statements, we will need a certified copy of your ID and your most recent payslips before we can finalize your application and credit the short-term loan to your account.

A flexibility payment period

The reason we have a maximum of 6 month’s payment plan is that we know that customers may have other credit plans that they are paying for. When you have 6 months to pay off our short term loan, you will still be able to maintain your other financial obligations.

The last thing we want to do is have you neglecting your other credit advances. As a client, it is your responsibility to always ensure that your credit record is in good standing. Once it is stained, it is also your duty to repair it.

When will I know of the loan outcome?

The time taken to get back on your loan application will depend on how fast you provided us with your documents. If you don’t waste time and submit the documents as soon as possible, you may be able to get your money on the same business day or the following business day.

The bank you use will also be a determining factor. If you want to make use of the money right away, you must provide us with your supporting documents as soon as possible. This will enable us to fast track your loan application.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Recent pay slips
  •  Bank statements

Other Products & Services

  • SHORT-TERM Loans
  • DEBT Consolidation Loans
  • PERSONAL Loans

Customer Reviews & Testimonials

February 2019

Thanks to Letsatsi Finance and Loan, I was granted a short term loan that I could afford to a monthly basis.

Belinda M
— Richards Bay —

March 2019

Letsatsi Finance and Loan have the best interest rates!

Penelope M
— Thembisa —

 Find us here

222 Rivonia Rd, Crn Alon & Michelle Str Morningside Close Office Park, Unit F, Johannesburg
Sandton, Morningside
South Africa

 Get in contact