Rating based on 1,088 reviews
About MBC Finance
As a South African lender, we understand the needs of our customers better than anyone.
We offer short term loans that are flexible, offer good interest rates and can be obtained entirely online. We are experienced, reliable and will always get things done fast.
We believe that communication is key
When you're trying to get a personal loan online one of the most frustrating things that you may encounter is a lack of communication from the lender.
With MBC Finance you will be kept informed on the progress of your application right from the start and you can always call or email us when you need to.
What MBC Finance can offer you
At MBC Finance we provide quick, stress-free short term loans that range from R500 to R4,000.
Unlike our competitors, we don’t say no to people who have bad credit or are blacklisted. We will look at your needs and financial status on an individual basis to determine whether or not we can lend you money.
Repay your loan when you get paid
Our payday loans must be repaid on the customers next payday. This is the reason that we check your income to verify that you can afford to repay the loan amount in full with your next paycheck.
With MBC Finance you will receive a loan offer that suits your actual income.
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In a Nutshell
- Average processing time 30 minutes
- Online application
- Unsecured loan option
- Bad credit consideration
Applying for a Loan with MBC Finance - Online in just Minutes!
Have you encountered some unexpected expenses or circumstances that have left your pockets empty?
Don’t delay - apply for a loan online today and get ahead of those expenses! Our loans are designed to fit into virtually any budget.
What we'll need to process your loan application
We strive to make the short term loan application as quick and easy as possible for our customers and will only ask you for the information and documents that we need to process your application according to regulations.
We will need will ask you to provide:
- A certified copy of your ID
- A certified copy of 3-month bank statements
- Your most recent payslips
- A utility bill as proof of address
How long does it take to get feedback on my loan application?
As soon as we receive your loan application, we will work on it. We know that clients usually want to make use of the money right away and that is why we are always quick on our feet. A day is more than enough time and by then, you will know whether your loan application was approved or declined.
Should we be unable to approve your loan at this current moment, we will give you valid reasons why this is the case. We will never leave you hanging. This is so that the customer will go back and change whatever needs to be changed so that he can increase his chances of getting his short term loan application approved the next time he decides to apply.
Is there anything I can do to increase my chances of getting my short term loan application approved?
If you want to increase your chances of being granted approval on your short term loan, you have to start spending less and saving more. This way, your credit profile will increase and give you the score that you need to be accumulating if you are looking for a credit plan.
Eligibility & Requirements
- Employed full-time
- Credit check
- Active email address
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Personal Loans
- Cash Loans
- Online Loans
- Short Term Loans
- Long Term Loans
- Payday Loans
Customer Reviews & Testimonials
MBC Finance knows how to treat their customers. Everything was explained to me in clear detail. I now know which short term loan will work better for me and my budget.
— Pinetown —
The MBC Finance short term loan is fast and easy to follow through. I didn’t experience any complications.
— Sandton —