Rating based on 3 reviews

Earn a Car


  • Online pre-approval
  • Apply 100% online
  • Fast loan payout

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Earn a Car homepage

Author Earn a Car. Screenshot of Earn a Car website. [Accessed February 27, 2020]

About Earn a Car

Life at times comes with bumps and potholes or sometimes even dead ends along the way.

But with our fleet of over 1000 cars, we will help you get back on the road of life again.

What makes us different?

We are unique in our commitment. We are committed to giving our clients their independence back. Earn a car is focused on making the process quick and seamless, through online approvals and immediate feedback. We have partnered with many other companies and because of this, we can offer our clients everything they need under one roof.

What do you need to get approval?

Before driving off with the car of your dreams, this is what you would need to be approved.

  • First months pro-rata rental and upfront admin fees
  • You will need your proof of income
  • You must be a South African citizen
  • A valid drivers license
  • Your proof of identification

What Earn a Car can offer you

Blacklisted? Struggling to get approval? Not to worry, with earn a car, we have tailored a simple rent to own solution for you.

You just have to meet these requirements.

  • You must have proof of income,
  • Your upfront payment must be approximately R16,000 (admin fee)
  • Must be able to make payments between R3000 and R5000

Just know that your bad credit history will not stop you from owning your own car, with Earn a car.

How does it work, you ask?

Thank you for asking. It is really easy and straight forward. With earning a car you will get.

  • Rental payments that are fixed
  • No hidden costs at all
  • You can end your rental agreement with one month's notice
  • If your account is up to date, you can receive cashback to spend how you like
  • You get accident cover
  • You also get comprehensive vehicle warranty cover, for peace of mind
  • Earn a car also gives you vehicle breakdown and roadside assistance.

We are here to help you get the best rent to own a finance solution to suit your pockets

Earn a Car Car finance

  • Loan Type Car finance

Benefits of Earn a Car

  • Affordable car loan options
  • Accident and roadside assistance
  • Get approved instantly

Car finance calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a quick and easy car loan from Earn a Car

If you are a car fanatic like we are and have watched all the fast and furious movies, then your love for cars grow tremendously.

Well with earn a car, our love for cars and love for our clients, has helped us grow tremendously and we want the same for you.

The rent-to-own option

Earn a car is the first rent-to-own company in South Africa. Over the 9 years that we have been in business, we have helped over 5 000 people get access to affordable vehicle finance, with hidden terms or costs. Our promise to you is, we will help you get behind the wheel of a car that will eventually be yours.

Quick loan applications

The loan application process is as quick as that beautiful red Ferrari. All you do is fill out the online application form. We will contact you to finalize the agreement and in 24 hours you could drive away in a car that you will eventually own.

If you have any questions regarding the process, you are more than welcomes to call us or email us. Or pop in at our offices and one of our friendly consultants will help you.

Customer Reviews & Testimonials

September 2019

I will never forget those words, “unestablished credit record” it was like a knife to my gut. But with Earn a car, my dream of owning one became a reality. Thank you

Thabiso M
— Knysna —

September 2019

I love the service that I received from Earn a car. They really went above and beyond for me

Sipho J
— Centurion —

Earn a Car Contact Details

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed