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Focus On Finance


  • Fast car loans
  • Compare loan benefits
  • Affordable repayments

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Author Focus On Finance. Screenshot of Focus On Finance website. [Accessed February 27, 2020]

About Focus On Finance

Money matters affect us all. Whether you are employed, unemployed or retired. At some point in our lives, we have been affected financially.

Focus on Finance is all about giving expert advice on how to manage your finances in a world that is fast-paced. We offer different resources on how to better your credit score, getting out of debt, trying to get that loan to secure a home or vehicle.

Get an affordable loan today

Our main objective is to educate South Africans on how to make better-informed decisions concerning loans and finance. So despite having bad credit, we can help you get business finance. We will help you link up with the right companies and sources in order for you to meet your goal.

What Focus On Finance can offer you

At Focus on Finance, we concentrate more on helping you get a lower credit score and to make sure that you are no longer blacklisted.

We want you to enjoy the financial freedom that comes from clearing your debt and having a good credit background. And with Focus on Finance, we will help you with the resources we have at our disposal.

SA Motor Loans for you

Public transport is an all-round nightmare and most of us rely on it for our day to day travels. Which makes having your own car so important. It also means that we need to financially maintain that vehicle.

Focus On Finance Car finance

  • Loan Type Car finance

Benefits of Focus On Finance

  • user-friendly website
  • Debt management and counselling 
  • Vehicle finance for blacklisted clients

Car finance calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Get a quick car loan at affordable rates with Focus on Finance

So blacklisted car finance will help you buy a car even if you have bad credit.

The first step though is finding out just how bad your credit record is and you can do that by doing a free credit check online. There are two companies that can help you in this area, they are Mytransunion and Experian.

List of banks that offer vehicle loans

  • African Bank
  • Standard bank
  • Wesbank
  • Investec
  • Capitec
  • Bidvest Bank
  • ABSA bank

However if your credit score is of such a nature that you cannot get it cleaned up, then, unfortunately, these banks would be of much use to you.

Short-term loans

A payday loan may be your best option if you are looking to finance a second-hand car.  These types of loans are usually granted as they look at your salary and what you can payback. Usually, a finance broker will help you get in touch with a suitable lender for you if you are blacklisted.

There are lenders out there that are willing to look past your past credit problems. Make sure to get help from a good financial broker and allow them to point you in the right direction.

Help that goes a long way

Remember that there is always help out there and that resources are plentiful if you know whom to ask and where to look. Focus on Finance is happy to be that company that will help you get in touch with the right people and companies for your financial solutions. We offer up to date articles and a list of companies that you can get into contact with despite your financial record.

You can just fill out the form we have attached to the site, send it in and we will contact you. Or you can email us or call us. If you want a more personal touch, then visit our offices and our consultants will be willing to help you.

Customer Reviews & Testimonials

June 2019

The Focus on Finance site really helped me understand my options. Now I have the help I need to clear my name. Thank you

Mike T
— Midrand —

Focus On Finance Contact Details

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