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About TransACTdirect

As a lender that has been operating in the vehicle finance world for many years we know what our customers want and need and have the vehicle finance options to meet these needs.

Whether you're looking for your first car or want to trade in for a better ride - we've got the financial solutions you need.

We're here to listen and provide solutions

Tired of being held down by red tape and lenders that just don't understand you? At TranACTdirect we want to help you achieve financial freedom in the fastest and more simplified manners so, we do away with the red tape and consider each applicant based on their own circumstances and needs.

What TransACTdirect can offer you

If you're looking for speed and flexibility than we likely have the best options on the market.

We can have your car loan credited within just a few hours of receiving your online loan application and supporting documentation and this means you'll be on the road faster than you thought possible.  

We offer private to private vehicle finance

We are authorized by MFC, which is a division of mainstream lender Nedbank and offer private to private vehicle finance for South Africans and businesses. We do not finance vehicles that are older than 10 years, those who are blacklisted, do not offer bad credit loans and to people with net incomes of less than R5500 per month and commercial vehicles that exceed 3.5 tons.

Interest Rate

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Repayment Term

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In a Nutshell

  •  Average processing time 24 hours
  •  Online application
  •  In-store application
  •  Unsecured loan option

Whether you're looking for your first car or want to trade in for a better ride - we've got the financial solutions you need

Applying for a vehicle loan with us is easy and can be done entirely online.

With TransACTdirect you can be approved in just 24 to 48 hours and then have the confidence you need to negotiate for that dream car of you've been dreaming of getting forever.

Apply online in just minutes

If you choose to make use of our car loan products to finance your next or, the first vehicle, you can do so online in just minutes. If you're a new customer you will need to provide us with an identity document, proof of address and proof of employment by sending us your bank statements and/or payslips.

We can be your middle man

Yes, we do offer you the ability to get the best car loans through us the way we do this is that we contact lenders to find you the best car deals for the amount that you can afford per month. We also offer you the ability if you would like to sell your car then we are the correct company for you helping you with the process to deal with the buyer and no stress for you. Wouldn’t it be nice to know that the person you are going to sell your car to will pay you and make sure that the change of ownership is done? Well with us we will guarantee you the best service if you would like to sell your car and feel secure about it.

You can track your application

We strive to make sure that with your application we find the correct loan for you. That is why when you send through your application it can take from 2 days to 8 and this is why we offer you the service of tracking your app. All you have to do is log on and you can see where your application is sitting and if you have any questions at all you can call us on the number below.

Eligibility & Requirements

  •  Employed full-time
  •  Credit check
  •  Valid identity document
  •  Utility bill or other (proof of address)
  •  Bank statements or payslips (proof of income)

Other Products & Services

  • Banking
  • Borrowing
  • Investing
  • Insurance

Customer Reviews & Testimonials

Contact Details

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Opening Hours

  •  Monday 08:00 – 16:30
  •  Tuesday 08:00 – 16:30
  •  Wednesday 08:00 – 16:30
  •  Thursday 08:00 – 16:30
  •  Friday 08:00 – 16:30
  •  Saturday 08:30 – 11:00
  •  Sunday Closed –