At Wesbank, we believe in providing our clients with as much loan flexibility and breathing room as possible.
This means that we will not force a loan onto you – instead, we will work closely alongside you to arrange the ideal vehicle finance for your preferences.
What you can expect from us
With over forty years in the finance industry, Wesbank has become a trusted and reliable lender name in South African homes. When you think of Wesbank we like to think that you think of dependable and reliable finance. Vehicle finance is only one of the financial products that we have on offer, but it is also one of the most popular.
Our staff are dedicated to getting South Africans on the move with the provision of the much-needed funds to obtain a vehicle in no time. Because we have been in the industry for so long, we have accumulated a few friends of our own along the way. This way we can guarantee an excellent loan deal without the hassles.
We will always do what is right
There is no honour or pleasure in deceiving our clients which is why we operate with full integrity and honesty. When you are applying for a loan, our team will ensure that you fully understand all the contractual implications before you even touch a pen. This way, you and sleep soundly at night knowing that your loan is fair and totally transparent.
Before you sign the contract, we will disclose all fees and charges you will incur throughout the loan process. This way there will be no nasty surprises when the debit order goes off!
What Wesbank can offer you
In today’s day and age, a vehicle is a necessity. South Africans need a vehicle to get to and from work, take their kids to school, and for everything in-between.
This is why we have personal loans that are affordable and accessible to all based on their individual preferences and financial situation.
Vehicle loan products that you can trust
When applying for a vehicle loan through Wesbank, you can access borrowing amounts between R5,000 up to a maximum of R200,000 and choose to repay it over a period of two to six years. The longer that you choose to repay the loan over, the smaller your monthly repayment will be, but you will also accrue a larger amount of total interest.
This is why it is important to conduct thorough research into the most affordable loan option. But, not to worry, that is what we are here for!
Why you should choose our loan
When you choose to finance through Wesbank, we will not force you in a direction which makes our loans adaptive and flexible to your personal needs and financial position. While we will definitely provide a helping hand through the process, we are here to ensure that you also feel fully included.
We also add a customer protection plan to the loan which means that your debt is covered should an unforeseeable event such as retrenchment or disability occur. Our loan terms are also fixed which means that there are no surprises at the end of the month – the repayment amount will never change!
Wesbank Car finance
- Loan Type Car finance
- Interest Rate from 22.5%
- Loan Amount up to R150,000
- Repayment 24 months to 72 months
Benefits of Wesbank
- Quality financial assistance
- A simple and secure online loan application
- Car insurance
Car finance calculator
Wesbank – vehicle finance done right
When you have found the car that you have been looking for, new or secondhand, we will be here ready to provide you with the finance to purchase it.
All you have to do is complete the application and we will get back to you within the same day.
Requirements of our application
In order to access our expert advice and affordable finance, there are certain criteria you need to qualify against. All applications should:
- Have a monthly income of at least R5,000
- Be able to provide three months’ bank statements and proof of income
- Have a valid copy of a South African ID
- Have a current bank account
- Be able to provide proof of address
Getting the application out of the way
The loan application process is a simple formality that needs to be completed. Luckily, you can do so from the comfort of your home or the office as everything is now available online. To access our application all you have to do is visit our website and click on ‘apply now’.
Our calculators are there to be used
Thanks to modern technology, our loan calculators will enable you to determine an affordable monthly repayment strategy on your own. This is an excellent way to fully understand your financial situation and will help you to determine the ideal budget for your monthly repayments based on the data you have input.
Wesbank is a trusted & reliable provider of car finance
In our review, Wesbank adheres to the compliance criteria in accordance with NCA regulations, where the granting the loan will not cause financial distress to the consumer.
Wesbank is a registered credit provider in South Africa: NCRCP20
Customer Reviews & Testimonials
Getting a vehicle loan is super easy with the assistance of Wesbank! It is not the first time that I have worked through them and it will not be the last either.
— Kimberley —
Getting that perfect loan does not have to be a dream, with Wesbank it is an attainable reality! Apply today and they will get back to you within only a few hours.
— Cape Town —
Wesbank Contact Details
- Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue Cape Town Westen Cape 8001 South Africa
- Get Directions
- Monday 07:00 – 16:30
- Tuesday 07:00 – 16:30
- Wednesday 07:00 – 16:30
- Thursday 07:00 – 16:30
- Friday 07:00 – 16:30
- Saturday 08:00 – 12:00
- Sunday – Closed